If I understood correctly, if I file at 62 and collect 1/2 of my husband's SS, I can never "refile" to collect my own SS at full retirement age? If so, that sucks. I planned on working PT until full retirement age, but I do not want to claim my benefits at 62 and then like you, have to work part time forever. I was hoping I only had to do this for 4 more years and follow through with my plan.