Ask them for a copy of the information they used - Happy MT Robin

they checked it for "loaning their equipment" they said. - nm

oh dear - hideous1

Whaaaaat?? What does loaning their equipt. to you - have to do with your credit? Imbeciles. nm

Credit reports and employment - old mt2

IM pretty sure there are bills trying to be passed - to stop this

There are also lots of companies that wont hire you - if you arent already employed. sm

Not so! - MargoMT

Yes, so. (Shouldve qualified that by saying that it - was all types of companies in U.S.).

Uh, no - SO! - MargoMT

Employers have never cared that the applicant 'needs' the job - Their goal is to make money

If he owes the money he should be paying it anyway - sm -

They're going to have a hard time - finding people

Was it Diskriter? - Curious

I hate hearing this-- - enigma

Bad news for me too - anon

My credit has gotten worse because (a) I never buy - anything anymore, and (b) my - s/m

it was diskwriter - me

Credit reports will be used by other industries, too. - NM

In some industries, it makes sense. - sm

If MT employers now want us to have good credit, my - suggestion to them would be: PAY US BETTER!

Your pay has NOTHING to do with your responsibility. - What entitlement you believe you deserve.

That's a little bit of foolish statement. - sm

Thanks sm! - anon

Hear, Hear! - earlymusicus

I'm in the same boat... - earlymusicus

Where in my post did I say I dont pay my bills, - O Haughty One?

You didn't say you don't pay your bills. You said - (sm)

I think that's kind of a BROAD generalization! sm - Long time MT

A credit check demonstrates RESPONSIBILITY. It does - make sense for MTs to have to pass one.

not if your credit is ruined because of medical bills or errors - nm

Exactly! What they are doing may be "legal," but... - Hayseed

Likely its a blessing-in-disguise. Who would want to - work for a company like that? Not me! nm

They shouldn't - be allowed

Did they ask your permission to run credit? sm - RoadRunnerMT

What company was it - thanks

It was Diskriter - see above - meMT

What is the name of the company? - Just so I avoid them/foreclosure messed me up

The FACTs about Diskriter - LL

So what's the difference between a credit report - and a credit check? sm

TO DISKRITER - You are probably overlooking some very hardworking - honest MTs with this practice

TO:  The Diskriter Staffer    

You make no sense whatsoever.  Are you saying that the Original Poster lied when she wrote that she was told she would not be hired because of her credit report? 

If you get your “credit report” from Experian, Equifax, or TransUnion, the information contained in that “credit report” lists who you have credit with, if you were late with payments, if there are liens, bankruptcy, how much you owe everyone, etc.  If you get a FICO “credit score” you are getting basically the same information, only in a numeric configuration.  So whether you know that I was late paying XYZ credit card twice in six months and that I still owe them $1000 from my “credit report” or if you know that my “credit score” is 620 (when low is 320 and high is 820), you are obtaining basically the same information.  

The problem with either a “credit score” or a “credit report” is that almost every single person has something erroneous on their “credit report.”  Whether it was a charge-off that is past the years limit or duplicate entries because it was sold to Collection Agencies three times hurts the applicant and actually says ABSOLUTELY NOTHING about the honesty and skills of the Medical Transcriptionist who applied with your company. 

In a perfect world, everyone has a job and pays their bills on time.  This is far from a perfect world.  Whether it was due to unemployment, illness, death, divorce, or a multitude of other factors, some very good, honest, hardworking (sometimes more hardworking than people who have never been under strife) have less than desirable credit reports and credit scores.  To judge someone on only that small part of their life is ludicrous.  

Diskriter is constantly advertising for open positions.  Did it ever occur to anyone in Human Resources that you are disqualifying hardworking Medical Transcriptionists that may turn out to be ideal employees because of this one failed qualification? 

If you are so worried about whether you will get your equipment back, then inform the applicant that because of their “credit report” they will have to pay one-third of their gross earnings for three months (which will be given back to them when they return the equipment) and let them decide if they want to work for you on those terms.  

By the way, I have worked for several MTSOs in my 40 years of transcribing who REQUIRED that I use only their equipment.  In each and every case, my first computer with them was so obviously old, it had obsolete slots in it.  When large floppy discs made way for 4X4 discs, my computer would still have the old floppy disc slots.  When 4X4 discs made way for CDs, my computer had the 4X4 disc slots.   I would say without hesitation that the new hires always got the refurbished “RETURNED” computers from people who had used them for 5 or 10 years before they stopped working for that MTSO.  It was only after that antiquated computer finally no longer would turn on that I would receive a replacement that was at least in the current decade. 

So, if the only reason you do “credit reports” or “credit checks” or whatever you want to call it is to protect your precious computers, there are better ways to do it than to deny someone a job who is otherwise qualified. 

I hope this gives you pause to reconsider your hiring practices.  

Poster not hired because of credit report, not check - anon

LL - I applied - see message - Aspiring coder

Wash. doesn't allow credit checks/reports for hiring - anonymous

That probably explains why they wouldn't hire her simply because - she was from Washington state. nm

Their loss - sm - Aspiring coder

Washington state - earlymusicus

talk about parsing words - credit check credit report

Another fake - Mr or Miss The FACTs about Diskriter -LL probably does not even - work for them and never did

Another fake.  Why do we even bother asking questions of these fake “staff people.” 

They come on the board, supposedly to clarify a misconception.  They give their own inconsistent information, nonspecific information, or “damage control” information and then disappear into thin air.  

When other Posters ask substantive questions or ask for more clarification, they never reply. 

They probably do not even work for the company.  

Any true “management or in-the-know person” who comes on this Board with supposed “clarification” should expect that their comments will only raise more questions. 

Mr or Miss “The FACTs about Diskriter – LL” probably does not even check the “Notify me on above Email address when someone replies to this post” box because they know from the start that they will never go back to that thread.  

Pretty sad state of affairs if people have so much time on their hands that they can hang around this Board and impersonate an employee of a company just to waste everyone’s time.  

To those people:  GROW UP AND GET A LIFE

Just my opinion and vent. 

unfortunately, not just in this field - sm