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Can and should lousy credit prevent someone from getting an MT job? - wondering

Posted: Jan 27, 2011

If someone has lousy credit, why would this matter for an MT position? Maybe there are extenuating circumstances why their credit isn't good, like loss of previous job, death in the family or other emergencies.

I think some see it as an indication of overall - irresponsibility. nm

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x

So long as our government can't prove it's smart with money... - Hayseed

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I think it is totally bogus to put this kind of expectation on someone looking for and wanting to work...especially a career like this that is low to middle income bracket nowadays at best. Unfortunately it can and does happen every day, especially with government-contracted positions.

I think it's total BS myself.

That may be but it is the way it is. Shoulda, woulda, - coulda doesnt pay bills. Gotta learn SM

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to do whatcha need to do. Of course, the govment is beyond irresponsible with OUR money. But saying that isnt fair and why do I have to be responsible is useless. You can feel like that but if you live it, you will be living in a van under a bridge in no time.

I agree it shouldn't but I sure it does - sm -

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I have been apply locally to jobs and one I really want does a credit check (for a local doctor's office which is owned by the hospital system in town 20 miles away, job is checking in people, taking their co-pay, confirming insurance, etc), and I am hoping I get an interview. I have a lot of cc debt but have not defaulted on anything and am slowing paying them all back. I am hoping they look and see how I have been working hard to pay them all of and not default, and see that I am trying to be responsible and get myself out of the hole I am in. It has only been 4 business days since I applied on-line so it is probably too soon to worry about as yet. I think it stinks that jobs use your bad credit against you, it is not always the persons fault but circumstances (mine is a mix of both). Good luck in your hunting.

excuse my grammar errors, still half asleep! - nm -

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:-)

Or they may look at debt as reason you may be desperate - to get money, any way you can SM

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theft from co workers, patients, insurance fraud, I dont know, any number of ways. Also, employers dont like the possibility they may be involved in wage garnishing.

I did a quick browse for information on correlation - between bad credit and bad employee

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and only found a current lack of studies to support any true correlation and some indication of little correlation.

I also scarfed this off a webpage:

"Some employment experts say concern about credit checks is overblown. For one thing, they say, companies typically are far more interested in other kinds of background checks, including identity verification and criminal histories. (For more information on background screening, see "Secrets a background check won't uncover.")
Job applicants are much more likely to lose jobs because they have a recent criminal history or they lied on an application about their identity, experience or education, said William Greenblatt, the CEO of Sterling Infosystems, a New York City background-checking firm.
Employers are more likely to use credit reports as a way to verify employment history and Social Security numbers, Greenblatt said. Lenders often verify employment when you apply for a loan or credit card, so a credit report is seen as a good way to double-check the employers listed on a job seeker's application."

credit and employment - wondering

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I think that if a company was going not hire someone solely because of their credit when otherwise they would have been hired, they should talk to that person. There could be extenuating circumstances, a job loss, death in family, loss because of fire or disaster, or other extenuating circumstances. but that's just my 2 cents and with inflation, it's not worth a whole lot!

It shouldn't matter. How could bad credit make any kind - of difference? - sm

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I've heard some people explain it away, saying people with bad credit would be desperate to do anything for money. How could that possibly work in MT? We're remote employees or ICs, we have no access to office supplies, internal information, cash drawers, etc.

Further, plenty of people with bad credit did nothing to deserve it, unless being laid off or getting sick is something people "deserve." And considering how many people I've seen who have had their credit ruined from student loan companies who seemingly operate outside of the law, I wouldn't be surprised if that wasn't a huge factor, too.

Did you read all posts?? That was in reply to poster looking for - in-office job. And dont you think ppl with student

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loans SHOULD pay them back?

Have you run into this situation? - Schipperke

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Have you run into this situation? What reasoning did they give you?

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