Looking for info on private insurance policies.

I've been doing a lot of research in the past few weeks and wonder if others have reached the same conclusions. My MTSO is offering a backup "mini-medical" (reduced benefits) plan for employees whose hours have been decreased due to lack of work. When I resarched this kind of plan, this is what I learned. 1. A typical major medical insurance plan: Your insurance carrier recommends seeing in-network care providers. The carrier has pre-negotiated rates with these pro ...

Any MTs out there that pay out of pocket for short- and/or long-term disability insurance? I am thinking of doing it and wondered now much the premiums would be? I want to continue to be an IC and want to see if this is affordable. Thanks. Chloe ...

My husband lost his job two weeks ago and we just got the COBRA info and it will be $1100 to continue our insurance. I was wondering if anyone out there has insurance on their own? How much do you pay a month and who is it through. I am looking to get my own insurance because I have a lot of health problems and take over a dozen different medications. Any info or advise is greatly appreciated. TIA ...

I am so sick of not making any money! I brought home about 16,400 this year and this is only my 5th year in MT, so I suppose that is okay... not really. I found out there are brand new MTs in my company making more then me! I was like come on now!!! Anyway, I have decided to make ends meat that I need to take another 8 hour job. So I will be working the dreaded 16 hour work day to make sure me and my 3 kids have a roof over our heads. I know I can do it, but i ...

Can anyone tell me about MedQuist's health insurance (for just me - I live in North Carolina)? I am afraid there is a hysterectomy in my future and I am really wondering how high the deductibles are and how much they pay after you've met them. I'd be eligible in August, I think. So, someone ease my mind that it's better than the private policy I have right now where I pay $230 a month for a $3, 500 deductible with $3, 500 coinsurance and they pay 50% of sur ...

Anyone see this company going downhill with this new rapid response poo? I understand opening up the queues and all that for quicker TAT, but now my line count is backsliding, running out of work on a frequent basis. The new policies are being written by head honchos that have no clue how things are done, just looking for a quicker buck, and then wording their so-called memos with some much gooble-d-gook big words that you have to have a college professor decipher, you cant decide wh ...

Years ago, hospitals were charged 15 cents a line. Now you see ads for 9 cents. You all know all the factors that make this possible. The executives are not going to lower their salaries; they are going to continue to try to lower their cost per line of transcription. If you are doing this to make some extra money, that is one thing, but for most MTs there is going to be no way you will be able to earn a decent full-time salary unless you can work 100 hours a week. ...

I did. There again, they cover their tail in every respect, re us having second jobs, downtime, etc. It is quite a list. I'm afraid the death of MDI is the end of decent MT jobs. Have you read the details? What do you think? ...

Anyone know what private mail means? There is a request to download something to get it. No way! I am posting only. Will never answer any email from this site. Did that once, never again. The person (management??) bugged me forever, asking questions. ...

I currently work for a national company doing acute care, both traditional and ASR jobs. I have work, but it doesn't pay enough to support a family. I've been approached about doing some jobs for a doc's group, which could turn into something. I have no idea what to charge them; however, I know they won't be getting any sort of insurance reimbursement or bundling for the transcription service, so it cuts out the middle man. I don't want to short mysel ...

If you receive an email from someone on this site, is it safe to respond to their email or could it be a scam? I am new to this and don't want to take any chances. They told me to shoot them an email and they would tell me about a company I was discussing with someone else on here. Please advise! ...

I'm really thinking about jumping ship from MModal. I've been there for 8 years, being a QA/editor for half that and have been nominated for MT of the year 4 times. Recently it seems they've put a target on my back and I think I need to get out. I have been out of the business loop for that time, so I don't know what's out there. Are there any places you would recommend? Any you would recommend to stay away from? I know going to Nuance ...

I've worked for several MT companies over the years just to end up going to another MT company for better pay, benefits, etc. Seems like a never-ending cycle. Anyone here ever worked from home directly with a hospital or private practice? Thanks for any response! ...

My husband and I stay up on the stock market and I have been watching MQ and Cbay for about a year. I just noticed today that they have been delisted and gone to pink sheet which means their stock consistently fell below the $5.00 mark. Just a year ago it was $16. Also, CBay has gone private and claims it is an American Company. It is not, it is now privately owned by an Indian company doing business with corporate offices in London. I don't know what thi ...

I saw an opening for a medical transcriptionist for a private doctor's office in my town. I wonder, if any of you work in a private office--won't all medical practices be going to some sort of EMR in the coming year? This ad didn't say anything at all about EMR, but I'm kind of assuming that they'll be switching to it if they haven't already. I've only done MT in an acute-care hospital setting, so I also wonder if a lot of smaller doctor ...

to an employee who is seeking input from peers regarding a work related situation? The email was obviously only sent to initimidate the employee. Nothing helpful or anything of that nature. Just a note to let them know they had been spotted on this thread. I think it's kind of creepy and not very professional, but then how would any of you feel? This was not a simple reply to a post, it was sent through the private email link on the post ...

When I did MT, I worked for an oncology office. Perhaps those may be dwindling like the MT career... ...

I work for one of the big MTSOs, take annual HIPAA training, and know I am subject to fines or discharge for disclosing someone elseâ��s medical info, either intentionally or accidentally such as via an incorrect C/C. I am therefore baffled as to why hospitals are still allowed to put patients in semiprivate rooms where HIPAA rules just seem to go out the window. For example, just yesterday I returned from a 23-hour overnight after an outpatient procedure at a well-regarded acute-care hos ...

I am looking for a smaller company that needs help with private practice transcription. Does anybody know of one that needs help? I can't find anything when I search. I am currently going part-time at a large company to get them off of my back about how long I am glued to the keyboard and foot pedal and how much work I do per hour. I have over 14 years of experience and I am good at what I do. I want to work for a company that will appreciate that and not hound ...

Is there an "MTSO" equivilent for coders or are they usually hired directly by hospitals? ...

This may have been asked and answered previously but I am going to lose my long-term account because of EMR in about 2 years and I am not going down without a fight. Why can't I type their transcription as usual, then the reports can be scanned into the computer/EMR? Any information would be greatly appreciated....thanks! ...

...and Nuance HAS used this method for tracing negative comments and it resulted in folks being fired. Remember, anyone can represent themselves as anyone on the public board and request, "please email privately," but I would never ever do this! I try to remember to post this every so often for anynone not already aware. ...

and family member wishes to join later, can I enroll at any time or must it be during "official" enrollment period? Thank you. ...

Has anybody received their insurance cards yet? ...

What do other LMers think of what is happening with our insurance? I am the head of our household and am worried. What do we do when COBRA runs out? ...

Same tip-offs as all the others (don't want to give too much away or those shysters will know to change it). Just FYI. ...

Hmmmmmm, should I go with Nuance insurance or Obama's "marketplace" insurance - that is the question. I'll be broke either way. ...

Looking for info on private insurance policies. - Thank you. n/m

specifically, health insurance for single or family. Thank you. - n/m

Go through the yellow pages of your local phonebook. Look - me

Thanks for that info on NASE - Backwards Typist

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