favorite word isn't it? The way I see it is that the suits have been monitoring things and have homed in on the various typical "mistakes" that are being made and are just switching things around in the way things are going to be graded. Which equals more money in their pockets they hope. If not, they will come up with something else even more exciting. The examples they used, which make it seem as for the most part your score will go up are misleading -- look closely and think about those examples-- the majority of the time the numbers are going to come up in THEIR favor.