New wave of pay/training, becoming standard? - Not desperate

Good morning fellow MTs; I hope everyone is having a productive day!  Lately I have been contacted by two different companies via email stating I had contacted them in the past with my resume.  I am working but could always use something better right?  So I proceed to see what it's about and you know you don't get answers to those questions regarding pay scales and pay frequency upfront usually even when you do ask so I followed their jungle of steps, wasting quite a bit of time (not typing free reports) but as far as in communictaion, etc.  One company even had to log in and observe my testing, that's a little bizarre.  I can understand the need for it but wow was it different and nerve racking!  Offered job on the spot only to dig deeper and find out that pay is ONCE MONTHLY and get this, it is held back a month!!  Yes, you read that right and it is not a typo and essentially means you can put forth 2 months' worth of IC work let me state before ever seeing a single penny.  Sorry my bank and my brain can't work with those terms because yes there are scammers and nonpayers out there because I've been burned twice before.  Then of course it's low pay at 7/3.  Then out of the blue comes another email stating similar things (different company), have intervew, get hired (no testing), 7/3 as an IC WITH a schedule (oh yeah you get the privilege of picking your schedule), and you guessed it MONTHLY pay although this one isn't held back a month but the contract looks absurd.  You have to work with the trainer in 4-hr shifts for 5 days while the trainer hangs with you in a goto meeting.  If you quit before 60 days, $200 is withheld from your pay, if you don't give 14-day notice $200 is withheld from your pay.  If your quality is not 98%, you are docked 2%.  Really?  Sounds like a lot of red flags to me and one huge one being they obviously have a hard time keeping IC MTs to need to stick those requirements in the contract.  So I'm supposed to slave myself for you when you want me to and maybe clear even by the time I cover my home office costs, insurance, electricity, internet, computer wear and tear, on and on and on.  What is up with all these whacked out requirements and requests?  Am I the only one getting this crazy stuff?  I don't think this is to be blamed on overseas as these are American companies.  Are they having to go THAT low to stay in business seriously?  Heck hire overseas for that crap, it's not for me.  My mom with no medical experience at all just started elderly sitting for $10/hr, sounds much easier and better pay to me!