They know an MT may or may not be able to pay the fee every month, so today it may work and tomorrow you don't have access to it because with our low pay, you can't pay the 365 bill. You are MUCH better off buying some version of Word (from 2007 to 2010 are the ones most companies accept) because in the long run, it is so much cheaper. I got my version of 2007 for less than $60. That is how much it costs for just four months of 365.