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Transcend benefits a couple of quick question/s - MTME


Posted: Nov 24, 2009

Could someone who has Transcend benefits tell me-

are routine physicals covered yearly?

mammograms and well care?

what is the per office visit copay?

What about RX coverage, what is copay for brand/generic?

What is the yearly deductable--what do you have to pay out of pocket before your insurance covers most of it? I thought I had heard it was $3000 deductable.  If so, is the benefit actually worthwhile to you? Aside from catastrophic.  I remember having $500 deductables but $3000 or even $2000.

 

Thanks for your help.

Here is what I can tell you ... sm - transcendmt

[ In Reply To ..]
I have a routine physical and mammogram every year and only pay the copay of $25 for office visit. All office visits are $25 incluing specialties. ER visit is a $150 copay and insurance pays everything after that. Rx is 15/30/60 dollars. My yearly deductible is $2500, which sucks, as this will include lab work, x-rays (excluding mammogram) and any other outpatient studies that may be ordered. I just choose not to have anything diagnostic done because I cannot afford the $2500 deductible; only thing it is good for is catastrophic. Hope this helps


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