A community of 30,000 US Transcriptionist serving Medical Transcription Industry


Got letter from my MTSOs health plan...SM - Old Anon


Posted: Jul 22, 2014

that they will be sending my MTSO a premium rebate that can be distributed by either lower future premiums or with a cash rebate.  The letter says we have to ask them how much they are getting for a rebate (good luck getting an answer to that question) and how they are going to be doing the distribution.  Anybody else get a letter like this?  Apparently, this is part of the ACA and is called the MLR (medical loss ratio).`

This is the part where Obamacare - put a cap on insurance profits

[ In Reply To ..]
A certain percentage of premiums had to go into coverage of healthcare claims. The amount over that percentage is refunded to the payer of premium.

I know what it is, just wondering...SM - Old Anon

[ In Reply To ..]
If anyone else has gotten a letter from their insurance company. My is United Health Care.

Not Obamacare - sm

[ In Reply To ..]
I have gotten rebates over the last several years before Obamacare existed

The letter says...SM - Old Anon

[ In Reply To ..]
Health Insurance Premium rebates that are part of the Affordable Care Act, a/k/a Obamacare. Maybe your rebates were due to something else.

ACA Rebates - Anon2014

[ In Reply To ..]
The rebates are due to the ACA, but when you have insurance through your employer that check goes to your employer - whether or not the employer passes the rebate on to you is completely up to them, unless you pay 100% of your insurance premium.


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