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When are they going to give us our open enrollment SM - acuteMLS


Posted: Oct 06, 2014

info or do they plan on giving us their usual 4-1/2 days to scramble to compare their horrible insurance to something we could get on the state exchanges?  

end of Oct, beginning of Nov. Just talked to HR. SM - grrrr

[ In Reply To ..]
According to HR/shared services, it will be closer to November and changes take effect 1/15/15. I wanted to discontinue the dental and vision since I never used them and could use that money back in my check, but have to wait until open enrollment.

Thanks for the info - newbutold

[ In Reply To ..]
I was wondering the same thing. Thanks

Suggest getting an eye exam and dental check before then - Might as well use it ..

[ In Reply To ..]
before you lose them. :)

I thought if your employer offered health insurance....sm - mt2

[ In Reply To ..]
you could not purchase the state exchange? I have the insurance through this place, but can't afford to use it with that 2500 deductible and God forbid I have any RXs.

Not true. Depends on the percentage of your - income the insurance costs.

[ In Reply To ..]
Definitely worth checking out the exchange.

Then I will certainly be checking that out! Thank you !! nm - mt2

[ In Reply To ..]
x

I thought that also about RX ... - please see message

[ In Reply To ..]
I took the high deductible plan and was dreading getting a monthly med filled as the paperwork implied no pharmacy benefit at all with that till the huge deductible is paid.

I checked into it, and we are participating in the CareMark (?sp) program with CVS.

My prescription cost actually WENT down from what I was paying with United!!!

Again, I have the high deductible plan. So .. check into it if you need RX. :)

agree - cheap Rx - beulah

[ In Reply To ..]
For some reason it was originally presented to us that having the high-deductible plan meant that your medication costs would unfortunately fall under your deductible, just like everything else. But we've had the high deductible plan for 2 years and it has never worked that way -- our medication costs are pretty much like they used to be in the more distant past - cheap! We also go to Walmart, not CVS, so I'm sure W's pricing also helps keep our costs down as well.


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