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Nuance dental insurance - gksc

Posted: May 22, 2014

I am a new hire for Nuance. Can someone tell me about the Nuance dental insurance? The deductibles, the waiting period, pay for major procedures?

Nuance medical/dental insurance - xyz

[ In Reply To ..]
I am new this year to Nuance, and purchased my medical and dental insurance from them. I chose what was referred to as the "better" dental insurance plan in my phone conversation with HR. I have used it once, for dental cleaning and x-ray. My out of pocket was $128 (I don't have the EOB handy, just looked at the checkbook for what I paid). I recall there being a small percentage of the x-ray covered, and amazingly, virtually nothing for the cleaning. I have a lot of interviews coming up, so will wait until I find a new job before visiting the dentist again.
The health insurance has a $2500 deductible. One visit to my MD, visit of about $160, the contract write-off was only about $6 (not making that up). I paid $154. On my new Nuance salary of less than 50% of 2013, visits to doctor & dentist are totally unaffordable.

YEP - you're so right! - Pollyanna

[ In Reply To ..]
My blood pressure is sky high and I can't afford to see a doctor. I'll probably have a stroke sometime soon. This insurance plan is pathetic. It's nothing more than a major medical policy. No affordable access to a doctor's office.

Deductible for spouse and I is $7500 with no copay. - It is unreal.

[ In Reply To ..]
Sad thing is - Nuance pays more than we do for this crappy plan. And having it offered makes us not eligible for subsidies/cost adjustments with O'Care. People will say "Oh you don't have O'Care and you can't blame it on that." WRONG. ACA affects every single health insurance plan in this country. And, IMHO, the "best" is yet to come. President keeps delaying parts that are really going to put the screws to people because it is an election year. And even more sadly, people don't believe us when we tell them how bad this policy is.

I wish they would allow a choice between - this garbage and Ocare

[ In Reply To ..]
I have checked ehealthinsurance.com and my family would be much better off with ACA. It's a pity these "grandfathered" policies are allowed to force you to take them. If Nuance pays so much for them, why not opt out and pay the fee, thus allowing US some better choices? These plans are worse than nothing.

I find it hard to believe they can't negotiate something better with the huge amount of employees they insure. It's criminal, nothing more than a disincentive to go to the doctor at all.

New Hire - sickened

[ In Reply To ..]
I guess I am really curious why there are any new hires when there is not enough work for the old hires.

New hire - Pollyanna

[ In Reply To ..]
EXACTLY!!! I only get 3 or 4 reports a day from my primary account anymore. Who's running this company anyway?

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