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Medical insurance at Nuance - Collie mom


Posted: Jun 14, 2014

I'm currently working 24 hours a week @ MModal.  My husband's medical insurance has become too expensive, so am thinking about going to Nuance for 30 hours a week for benefits.  Could anyone tell me who the insurance carrier is and about what the deductible is?  Also, is there out of net wot coverage?  Thanks so much :)

No one would no more than those on the Nuance Board. - I would ask there. Tabitha. NM

[ In Reply To ..]
NM

Insurance - ac

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I had Blue Cross Blue Shield with a 2500 deductible. I am not sure about the out of network coverage.

Insurance Options - Oldtimer

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I have the second tier BCBS coverage and it is a $2500 deductible. That would run you about $76.00 per pay period for coverage. If you opt to go the family coverage route you're going to be looking at about (over) $400 PER PAY PERIOD. It's ridiculous. And don't sign up the family if you don't plan on keeping everyone insured. I tried to go back to the single person coverage because I was almost having to cut Nuance a check at the end of a pay period because it was killing my paycheck. I was told I would have to show proof that the other family members had coverage before they could remove them. I was floored. It's not a free country anymore. My ex now has the kids on his policy but I did have to show they had insurance. The second tier insurance is the middle of the road coverage. It's not the best in the world but it's not the worst. The first one (best one) is absolutely NOT doable for me financially. The third choice... shoot you may as well not have any insurance. Hope I have helped you.

Basically catastrophic coverage for me. - :(

[ In Reply To ..]
Perhaps it depends on where you live. I only had two plans offered and took the high deductible because with both plans, there were NO co-pays and it covers nothing till you pay the deductible (except the annual physical and stuff required by ACA). My deductible is 7,500 for spouse and I (and nope that is not a typo and I think family is even higher). It costs me about 450 a month.

I basically took it for the contract prices because they are so much less, and just in case something serious occurs.

You need to ask them exactly what yours would be. With what I was offered, I would not take a job with Nuance for health insurance reasons. JMHO.


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