A community of 30,000 US Transcriptionist serving Medical Transcription Industry
group insurance - testing the water - makeitright
Posted: Sep 29, 2011
I am trying to get a handle on how many of you would be interested in group insurance coverage. So many of the companies we work for dangle "benefits" in front of our noses only to find that joining them costs almost as much as buying it ourselves. The IC's out there have no way to have coverage unless their marital partner carries them or the pay for it themselves. I don't know about the coders/billers but include them in the "group".
I know it's been tried before and to form a qualified "group" we would have to have an "association" with officers, dues and all that sticky stuff - and the politics that will come along with it. I say this just so you all know the negative side.
The positive side is that there are enough of us that if we banded together could be very attractive to health insurance companies.
Putting this together will not be an overnight thing but I'd really like to hear from you all if you are interested and if you have any available time to help in the research and development phase - phone calls, letters, and the very boring reading of insurance proposals/analysis.
insurance - missnet
[ In Reply To ..]I think that would be a great thing for us. If there were a great number, it might be a feasible premium. It would entail a representative that could do a company/large group type situation. It would be a lot of paperwork and then I might be on medicare by the time it was completed and the way we are going - no MT jobs anyway - sorry I was venting. If it were possible, I would be interested.
insurance - makeitright
[ In Reply To ..]I agree it is a mountain of red tape and paperwork and research and coordination - probably why it has not been done. I think both MT stars and MT jobs at one point or another looked at trying to do a group coverage but to my knowledge, couldn't get anything to pan out.
I'll probably be on what's left of medicare by the time it would be completed too but there will still be people doing some king of MT as well as billers and coders.
With the economy the way it is, even the top five insurance companies are hurting and looking for solutions.
Day off on Sunday, think I'll research the top five or so, draft a cover letter of inquiry and once I hear back from all of them will try to post a comparison. I'll also try to post requirements of what we would need to form an association that would qualify for group coverage.
Similar Messages:
Group Health Insurance For MT's?
Jun 14, 2010
Is there a group that gives health insurance to MT's on a group rate? Frustrating to be self-employed and not get a "group rate" . Ideas please? ...
Group Medical Insurance For Transcriptionists?
Aug 17, 2010
I was wondering if there is group insurance anywhere for those of us who do this full time without benefits? It seems that with insurance companies and strength in numbers, something should be available. Anyone have any information on or experience with this? I am recently certified with a few years experience and am looking to quit my crappy full time job that I am working only for the insurance to do this full time, but am hitting a wall with the insurance dilemma. ...
Holy Water
Jul 05, 2011
The wound was irrigated with Holy/Wholly water? I have seen it both ways in old reports, can anyone clarify? Thanks ...
Dictation Under Water
Jun 19, 2012
Where and how is a doctor dictating when he/she sounds like they are under water???? ...
Doc Just Told Me To Hold My Water.
Feb 11, 2010
He started dictating an Op note and then got confused. While trying to figure out what the heck he was doing, he said "hold your water." Maybe I'm just really bored today, or maybe my sense of humor is out of whack, but I started laughing hysterically at that! When the doc actually talks directly to me instead of just dictating (unless they are being a jerk) it's nice because you realize that he or she knows there is someone listening....even if they're telling you to ...
FedEx In Hot Water Because Of IC Status Crap!
Oct 21, 2009
I was laughing my butt off reading the news this morning because FedEx is in exactly the same kind of trouble that a lot of these MT companies should be in. They have been classifying their drivers as IC status to "save money." Sound like a familiar tactic? Here's the article I cut and pasted: Tuesday, Oct 20, 2009 @04:01pm CDT (New York, NY) -- Attorneys general from three states will file suit against FedEx for alleged labor laws violations. Officials fr ...
Give Him Some Soft Water And Peroxide *lavoshes* In The Right Ear. Thanks. Nm
Dec 09, 2009
nm ...
Saince Testing? Transcription Or Vocabulary/terminology Type Testing?
Jun 16, 2014
Anyone willing to tell if it is multiple dictations, how many, etc. Were you able to get foot pedal to work with it? any info helpful. ...
At L4-5, There Is S/l (disc-a-zation) Of The Disc Representing Loss Of Water Content.
Mar 07, 2012
TIA :-) ...
Insurance Question. If I Sign Up For Insurance Sm
Apr 15, 2010
and family member wishes to join later, can I enroll at any time or must it be during "official" enrollment period? Thank you. ...
Landmark Insurance - Insurance Cards Yet?
Jan 13, 2011
Has anybody received their insurance cards yet? ...
Landmark Insurance - What Is Happening With Our Insurance?
Jan 24, 2011
What do other LMers think of what is happening with our insurance? I am the head of our household and am worried. What do we do when COBRA runs out? ...
My Group
Jan 29, 2015
I guess I'm the only one working in my group. My volumes keep going up instead of down. I'm only 1 person! Get with it folks! ...
Hey - If You Are In BR's Group
May 14, 2015
You can swap out your Memorial Day scheduled hours for Sunday, Thursday or Friday. Just a head's up!! ...
Group B Strep Or Group B Strep?
Jan 08, 2010
which is correct- group B strep or Group B Strep? thanks ...
Moretti Group
Feb 16, 2010
Has anyone heard of this company? I looked through the archives and couldn't find anything. Thanks for any information. ...
Concerns Group
Jan 29, 2011
I have grave concerns regarding our profession. Many of you do as well. I am not normally one who dwells on this sort of thing, but I have seen our profession go from being able to support myself to a profession of hardly making it. I have had to drop my health insurance in order to pay rent and utilities. At my age, this is not a good thing at all. I have scaled back on everything. The only luxury I have is I rent 1 movie a week and then only very inexpensive ...
May 1st.....FB Group Post
Apr 29, 2012
Not that it'll make a difference, but I posted https://www.facebook.com/permalink.php?story_fbid=443628018984857&id=337068492974144¬if_t=feed_comment ...
MT Group India
Jun 19, 2012
Has anyone ever heard of MT Group India ? I was contacted by them and I was wondering if this was a legit company. ...
MT India Group
Dec 11, 2012
I would highly recommend the medical transcription community, as well as the physicians of the United States stay away from this company. I will not post any further info here. If you have a complaint against these people, PM me privately. ...
How Do You Get A Transfer To Another Group?
Mar 13, 2013
It is just getting worse and worse. I work Th - Fri, and there isn't even any work on Sat and Sun! I hate giving up my weekend for naught. Fri is the only day I have been getting work. My TSM never answers my emails or phone calls. I sent an email 2 weeks ago asking to be moved to a group with work. After all, MM is hiring. ...
Got A Group E-mail From
Apr 07, 2013
and I thought it was going to be about the layoffs and some reassurance or warning, but it was about what all she was doing this weekend. ...
If You Were In The Group That Came Over From FutureNet
Oct 02, 2013
and you haven't checked your pay stub yet...boy are you in for a surprise! ...
Has Anyone Ever Taken The Big Group Test
Feb 27, 2014
I've got one coming up, and have no idea what type of things are going to be on it. The pay is good at this potential job, so I have a feeling the questions are going to be a bit beyond my scope. ...
Really?? Am I The Only One Working In My Group?
Jul 10, 2014
Really???? Dictation by a particular doctor who drives my count into the toilet and always has really long reports came up at about the time I was going to take my dinner break. Of course it was long, so I decided it was too long to wait. I come back 45 minutes later, and I get the exact same job. Really??? I usually get many of his jobs because I work the night shift and so does he. But really???? ...
Anyone Info. On E-transcription Group?
Mar 09, 2010
nm ...
Webmedx Support Group. Nm
Nov 02, 2010
nm ...
Venture Resources Group?
Feb 01, 2011
I received a W2 from a company called Venture Resources Group, LLC, and I have no clue who they are! I worked for a bunch of companies in 2010 and I'm not sure which this is as it's not the direct name of any of them. Tried to contact an obscure phone number to no avail. Anyone have a clue about this place? ...
DSG (Documentation Service Group)
Apr 01, 2011
Any current info on this comopany? Thanks! ...
Oh Crap, Group Transcription, Now What?
May 05, 2011
My company just told me they were trying to bring on some projects where there would be multiple people speaking, like in a conference/meeting, about healthcare. They said they wanted me to transcribe it and to include time stamps every 5 minutes. How do you keep track of who is speaking? Sometimes trying to keep up with 1 mubbling doctor is hard enough, but now 5+ people? Is there some program or something I can get that will automatically put in timestamps, or am I going to have to keep lookin ...