Insurance question. If I sign up for insurance sm

I know that sounds crazy, but this company is MAKING me crazy! Up to now, I haven't signed up for the medical insurance, but now I need to and am afraid that will make me a future "target" for firings/layoffs. That's the main issue I have with this company right now - the "unknown." I know that many people really don't know what the future holds with their company and that layoffs happen, but this company has a striking track record for mass firings, and it always seems to b ...

I am fairly ignorant when it comes to deductibles and such. What is the advantage to the HRA plan? THanks! ...

Has anybody received their insurance cards yet? ...

What do other LMers think of what is happening with our insurance? I am the head of our household and am worried. What do we do when COBRA runs out? ...

Hmmmmmm, should I go with Nuance insurance or Obama's "marketplace" insurance - that is the question. I'll be broke either way. ...

Just curious if anyone currently working at TT has received their new insurance info in the mail? Yes, I've contacted HR but I never get a response. Thx ...

I don't know if yall know this, but I found out during the process of appealing an insurance claim that MedQuist is self-insured. They set our rates and our benefits and pay all our claims, United Healthcare just administers the fund! Kind of explains why things got so sh***y so fast, it's because MedQuist is calling the shots ...

Just wondering, MQ says that there insurance is second to none. So, how good is their insurance and how expensive? TIA Looking for love in all the wrong places, apparently. ...

Do we have to wait 90 days just like when hired on at a new job? I don't understand how this is fair considering I didn't ask for a change. ...

I have had to use this insurance several times for MRIs. This insurance pays for NOTHING. I sure hope with the switch in suits and the new name change we can get a cheaper deductible when the benefits package comes up again in June. This is just horrible! This is eating up my paycheck fast. ...

Did anyone else's insurance go up on LTD and STD insurance rate on the last paycheck. These insurance companies are nickel, diming and $100 their way thru our pay. ...

I just went over the NEW (using the term loosely) insurance for January.. wow.. there is not much change to mention. Well, except that smokers will have to pay more. We will still have to pay (single) 2500.00 out of pocket before they will even pay the 75% (my heart goes out to those with families!). I dont know about the rest of you, but that just dooms me to no benefits to speak of or else to just owe out the wazooo. I had been told by my physician that I had ...

I just read the insurance thread and one of you mentioned having no Rx coverage. Go to www.goodrx.com I've gotten deals there that are far better than what I was getting through my insurance (current plan does not include Rx coverage). For instance, my BP medication was $95 cash, $50 insurance, and $33 through GoodRx. ...

How much is the premium for health insurance for individual with Nuance? ...

Did anyone get the insurance through LM or did all that fall through? No one ever contacted me about it. Just curious. ...

Was anyone able to find an answer regarding AP's insurance? ...

Hey folks. Does anyone know of a group health insurance coverage I can get even with preexisting issues? My company doesn't offer it. I've thought of switching companies but all the other ones sound so awful. Any advice would be greatly appreciated. ...

Does anyone know anything about E&O insurance coverage for IC MTs and if it will be required by government in the year 2010? A recruiter told me this morning that her company would require this coverage since the U.S. government will require ICs to have this coverage in February of 2010. Did I understand her correctly? If so, does anyone have any idea how much this would cost? ...

i had a job interview with Transportal's recruiter this past week and one of the things she mentioned is the fact that they will require ICs to purchase Errors and Omissions insurance. She said that by February 2010 the government would be requiring all IC medical transcriptionists to have this coverage. Have they told their current employees/ICs about this and, if so, does anyone have any idea what it costs? It sounds like a good company and the job offer is definit ...

Any ICs out there that have been told they have to carry "liability insurance" that also covers HIPPA breaches? I feel this job is costing me more money than I can make anymore. Plus, they tell me when I can and can't take off, when I have to work, etc. and even call me on weekends when TAT is running out and I'm off. Of course when I do take off, I don't get paid and am told I have to make the time up. What the heck? Anway, back on subject, anybody have the insurance an ...

I am considering becoming self employed (after a fashion) as an IC. I have gone onto www.healthcare.gov and gone through the steps they advise when you want to take out private insurance. Holy cow, the insurance plans offered varied in premium cost from $600 to $4000 per month for a family of 4, but the thing that got me was two items: Maximum out of pocket for individual: 0$. Annual deductible for individual: 0$. Woohoo. This just seems too good to be true.&n ...

Does anyone know if my employer can force me to buy the company-sponsored insurance? I can't afford it any longer, so I want to drop it for the upcoming enrollment. Last year, there was a sheet that stated something like this: Opt out only with proof of coverage elsewhere and attach a copy of insurance card. ...

Has anyone heard anything about whether we're keeping the old insurance or getting a new company? Shouldn't we have already heard by now? Getting concerned. With all this new healthcare crap, I've heard some companies (not MT necessarily) are electing not to offer coverage. ...

Health insurance being dependent upon line account, even when they don't give you enough work, is a sham. ...

I work for Transcend and am a bit worried as there is no work and will not qualify for insurance. Does anybody know how much Cobra is through Transcend with Aetna? I have the lowest plan for a family of 4. Any help would be great. I hate to contact HR and send red signals. ...

I was able to get onto the web site but I don't see anything there that indicates enrollment for this new UnitedHealthcare MS MRA insurance. All of my existing elections are there, but no place can I find anything regarding open enrollment. Have any of you guys been able to find it? If so, please let me know. I tried calling the "benefits" number on Friday, but I got a recording that there were closed for the holiday...LOL. Not me....I had to work all ...

Has anyone still not received their insurance card? Thanks. ...

My husband lost his job two weeks ago and we just got the COBRA info and it will be $1100 to continue our insurance. I was wondering if anyone out there has insurance on their own? How much do you pay a month and who is it through. I am looking to get my own insurance because I have a lot of health problems and take over a dozen different medications. Any info or advise is greatly appreciated. TIA ...

Insurance question. If I sign up for insurance sm - Sally

I believe - the only way you can add

You are correct. There are only a few "events" that will allow them to be added - InsuranceGuru

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