Moving from EE status to self-employed; COBRA or individual

Been at Nuance about 3 months now. How to I approve line count on WebClock when I have no idea how many reports Nuance is counting. Nuance just comes up with a number and I am told to approve it. Does anyone just accept Nuance word for the line counts and approve their timesheet? Does anyone know how to do individual line counts on Dictaphone platform or Word for a guestimate if the line counts Nuance comes up at the end of the pay period are even close to accurate?&nbs ...

Hi, Someone was kind eough to answer a question regarding health benefits for me, but I forgot to ask what the deductible is for a single individual, full-time. I would appreciate this if anyone knows! ...

http://www.cnn.com/2010/LIVING/03/16/tax.tips.selfemployed/index.html?hpt=Sbin ...

So, from what I understand, to stay employed at TTS, you basically have to just work and agree with mgmt at all times? Never question them on anything? Is that the only thing they are concerned about??!! No one has ever mentioned how they feel about production met or not, etc. Not that meeting production would be a problem for me, but if they don't care about that, it makes me wonder what kind of company they are running if all they care about is being right and not being questioned ...

I have been a self employed transcriptionist for 10 years, with great accounts that I have been lucky to have. Today I have been told that my job may be in jeopardy. Now for months I Have sent off my resume to companies ... and NEVER hear back from them. now i have applied for outside the industry jobs... and of course nothing, and because fo the economy they only want top candidates for anything. The reality is this... If they say we aren't using you anymore, my income is gone in ...

Hi everyone, I am just wondering about when you first started that first job. How long were you in 100% QA? How long does it take before they let you do what you do without watching every file you hand in? At what point do they trust a newbie to be on there own? I know that it is different for everyone, but I am just looking for a ballpark figure here. Thanks in advance. ...

My husband's employer offers health insurance benefits to spouses but doesn't pay any part of it. I was wondering if any of you ICs in the same situation still claim the self-employment health insurance deduction? There doesn't seem to be a set definition of subsidized for this purpose. Some claim that the spouse still gets a negotiated reduced rate to pay and the premiums are pre-tax, so it is subsidized. Unfortunately, it would still cost over ...

For the record, I have been happily employed by Nuance for 5 years and I still love it. I do both editing and straight transcription and I average $16.00 to $18.00 an hour easily and I maintain better than 99% accuracy. They do pay for spaces (some companies don't, and that makes a big difference in total line count) and they pay ON TIME, EVERY TIME. Their line rate is comparable or better than where I've worked in the past. I have worked for companies before an ...

My husband is 6 years old than I am and retiring and starting Medicare in couple months. I have always been on his insurance. Anyone have any good leads to health insurance for us self-employed types. Thanks. ...

Is anybody else on MT Stars employed by Terra Nova transcription out of Canada? I have worked for them for a little over a year and am wondering what others are thinking about the drastic changes taking place. Maybe it is just my account, I don;t know, but am interested in what others may be seeing and thinking. It just comes out of the blue with no discussion or information at all. ...

Claim bankruptcy right away because soon you won’t be able to afford debt, and then you won’t be able to afford to file bankruptcy either, and you could lose much more than your self-esteem. You will probably eventually lose that. Buy a cappuccino maker because you won’t be able to buy fancy coffee anymore. You will know exactly what is in it too. Keep the basics stocked: rice, beans, taters, nuts, fruit, eggs, flour, sugar, etc, because your food budget will be ...

Anyone let go or quit that applied for Cobra. If so, how much did it cost, or percentage of what we pay anyway. Thanks in advance ...

I am confused. I signed up for medical, dental, and vision insurance and the amounts are being deducted from my pay check. Why have I received a letter about Cobra and have to reply no later than 03/2013 in order to continue vision and dental. I am mixed up. I guess I am dense. It's from E Cobra. What is this? Thanks for you help. I know I could contact human resources, which I may on Monday, but thought I'd see if you can help me. Thanks in advance. ...

Does anybody know how much the full Cobra premium would be if you didn't qualify for Obama's subsidy after leaving MQ? ...

Does any one know how long it takes to get your 401K after giving notice to MQ. I'm seriously contemplating getting out of here. Also, does any one know how Cobra is calculated. Thanks. ...

I work for Transcend and am a bit worried as there is no work and will not qualify for insurance. Does anybody know how much Cobra is through Transcend with Aetna? I have the lowest plan for a family of 4. Any help would be great. I hate to contact HR and send red signals. ...

Is there a way to find out what COBRA would cost you if you left your job w/o employer finding out? ...

What are others on Cobra doing w/regards to high deductible? At this, I won't be able to afford any meds. ...

I was wondering if anyone had left Transcend or has any idea how much COBRA is with them. I have an email in to HR already and a meeting with my super later and I may just voluntarily go part time if they do not make me. I have had sickness on top of running out of work so low pay checks lately and not meeting minimums and medical is an issue for me since I have preexisting I cannot get an individual policy. I have been so stressed and rather than even discuss it it may be easi ...

Just considering my options. That's all I'm saying. I have the cheaper of the 2 health insurance plans, as well as the dental and vision plans. ...

Does anyone know if one would be eligible for COBRA or Obamacare if they quit say around February or March, way later than the deadline to sign up for the ACA? ...

Has anyone heard anything more about our COBRA situation? Aren't we supposed to have heard something by now? ...

I have already asked HR in case someone wants to tell me to do that and I was given a copy of a generic letter stating this and that date I would received a letter and they could not provide any information...Is there anyone that has quit Transcend and can tell me what your cobra was to be for just you. Thanks! ...

Has anyone ever left a company and did Cobra for the insurance? Trying to get an idea of how much the premiums increase, don't want to ask because I don't want them to know I am thinking of leaving but would like a general idea if anyone knows what percentage it might be? I figure it would at least double. ...

Does anyone know what the current cost of COBRA is for the highest level of insurance (the "better" one) that Nuance offers is for a single person? (Well, single in that no other members are claimed.) I've been offered an IC job that pays very well, but I have to keep my insurance (as crappy as this policy is). I know I can get healthcare through the marketplace thingy, but I'm wondering if I just needed to take COBRA for a bit, how much would it cost. Please only respond ...

Moving from EE status to self-employed; COBRA or individual - insurance better?

in my experience... - sm

Thank you! (nm) - the OP

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