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Focus insurance costs - onemore


Posted: May 16, 2010

Can someone explain to me what insurance plan Focus has and the cost for single and family?  How is the insurance?  Are there deductibles to meet first?  Thanks in advance.

Focus ins - blondie

[ In Reply To ..]
They have Blue Cross Blue Shield of MA. The cost is $82 single every 2 weeks and $217 family every 2 weeks. That is for a PPO plan. I don't have the ins yet (I haven't been there 90 days). It sounds pretty good. There is a $1000 deductible for each member not to exceed $2500 for the whole family. If I was in network in MA I wouldn't pay anything for preventive care but since I am not I have to meet the deductible of $1000 before it pays preventive care. For doctor visits, outpatient hospital stays, surgery, maternity, etc. you have to meet your deductible whether in or out of network first. Then if you are in network you pay nothing but if you are out of network you pay 20%. It pays for drug costs with no deductible but if you are out of network for generics you pay the first $30, for other drugs you pay the first $60 or $100 based on the tier of drug it is.


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