I used to work for Edix/Spheris, which then became Medquist/MModal and have had 4 pay cuts since 2011. It has been rough to say the least, taking care of my kids on my one income. I have heard decent things about Hypertype from Debbie S. (mymt.me on Facebook). She says she makes around $17 an hour. Not sure about the insurance though. Best of luck to you.