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True it does even out in the end - I believe.

Posted: Jan 8th, 2023 - 7:24 pm In Reply to: "They" say that it all evens out in the end - sm

At least when you are 62, you will be collecting most of it. If you waited for full retirement, you would miss out on those early years. In the case of MT, collecting early is a necessity for some as most companies over hire and you end up with NJA and minimal paychecks.
Sticking it out until full retirement would not bump up your earnings record much due to the fact that you are not making much money anyway. You may make a little more but not enough to wait IMHO.

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Took the plunge. After 32 years, I retired from - medical transcription. There (Views: 1366, 2023-01-02, 11:26 am)
- Great Post, Thanks - see msg (Views: 819, 2023-01-02, 5:13 pm)
  - Taking the plunge - Congratulations to both of you (Views: 738, 2023-01-03, 9:44 am)
    - Mistake - Congratulations to both of you (Views: 881, 2023-01-03, 10:13 am)
    - Early retirement at 62 may be the only way some people can survive - and have a guaranteed income. SM (Views: 772, 2023-01-03, 11:30 am)
      - Early Retirement - MT70 (Views: 662, 2023-01-03, 11:41 am)
      - "They" say that it all evens out in the end - sm (Views: 646, 2023-01-03, 11:43 am)
        and why make life difficult for yourself if you can get that money you need now? - if I need it now, i will take it. nm (Views: 591, 2023-01-03, 11:50 am)
        There are too many variables - Congratulations to both of you (Views: 657, 2023-01-03, 12:39 pm)
        True it does even out in the end - I believe.
        You don't miss out on the early years - Congratulations to both of you (Views: 380, 2023-02-02, 11:44 am)
      - Early retirement - Karen (Views: 450, 2023-02-02, 9:17 am)
        I've been thinking about doing the same thing. - YBOAH, sm (Views: 459, 2023-02-02, 2:36 pm)
    - From Great Post - To Congratulations (Views: 661, 2023-01-04, 8:32 am)
  - To Great Post - Me too (Views: 668, 2023-01-03, 2:23 pm)
    - From Me too - Left out a very important word (Views: 726, 2023-01-03, 8:36 pm)
  - Yah, you should try suggesting Cancer Registry - Sm (Views: 548, 2023-01-05, 10:04 am)
- I agree with the other poster about this being a great - post. I can relate to every darn (Views: 647, 2023-01-03, 11:59 am)
- I'm about to do the same - SM (Views: 797, 2023-01-03, 12:07 pm)
- Agree - Heidiann1130 (Views: 631, 2023-01-06, 5:48 pm)
- You're my hero nm - Mt2 (Views: 506, 2023-01-08, 7:25 pm)