A community of 30,000 US Transcriptionist serving Medical Transcription Industry

Odd employment question - MT

Posted: Feb 18, 2012

Let's say you apply for a transcription job and they intend to do a credit check which you know will show you late on payments (because you are unemployed). Does that automatically disqualify a person? I feel like I have no business applying knowing my credit is less than stelllar at this moment in time and it is depressing. What to do.

Odd employment question - Old Pro

[ In Reply To ..]
I am no longer a MTSO, but I can tell you that it would not disqualify a good MT if I were still hiring. In fact, while I was still an MTSO, I met a woman who was going through a take-no-prisoners divorce, who was losing her house to foreclosure, and who, on financial paper, looked terrible. However, she was a delightful person, was ambitious, was willing to work. She had run into some bad circumstances through no fault of her own. The real estate market in California was just starting to bottom out at that time and she got caught in the middle of it. Long story short, I was instrumental in her getting hired and she did a great job. So no, I would not disqualify anyone based on financial problems, especially in this economy. Good luck to you.

Thanks, so I should - MT

[ In Reply To ..]
apply anyway and cross my fingers? With any luck my many years of experience and test results will be enough.

Credit check for MT? - Curious

[ In Reply To ..]
I am out there applying as well, not just MT positions but others as well.

Which company does a credit check on MT applicants?

I know that financial companies -- even insurance companies -- do credit checks because they want to weed out prospective embezzlers. But MT?

Thanks in advance for your reply.

MT - Old Pro

[ In Reply To ..]
I think you should apply. Most MTSOs (contrary to some of the propaganda on this board) have hearts and think for themselves (MQ excepted, of course). I think you should apply. If you test well, the MTSO is not likely to care about your personal circumstances. I know I wouldn't except to give you a job and wish you well. Good luck!

So if a credit check doesn't matter (supposedly), why do it then? - Hayseed

[ In Reply To ..]
Something just doesn't jive with that is all I'm saying.

Hayseed- JIBE - Old Pro

[ In Reply To ..]
I think it is mostly the bigger MTSOs that do the credit checks. Maybe I am wrong; if so, others can correct me. I agree with you, it does not JIBE that they do that. I would never do a credit check on a prospective employee--quite honestly, I do not feel that others' financial affairs are any of my business.

That is all such B.S.!!!! A credit check should be - none of their business!!!! (sm)

[ In Reply To ..]
I just SO do not get it at all why companies feel they should discriminate against someone who is either currently unemployed (which is why they applied for the job!!!), or is behind on their bills (because they're unemployed!!!).

That latest development in job application is so beyond ridiculous, I don't even have appropriate words to describe it.

However, that fact alone (not to mention the potential for ID theft) is why no company gets my SS# until a job offer is on the table, and they need my SS# for tax purposes.

Yes, it IS all baloney sausage - Old Pro

[ In Reply To ..]
I am an old woman and will never apply for another MT job, but when I was still doing it, I would NEVER give my SS number until I had a signed contract.

Credit check - Anonymous

[ In Reply To ..]
They don't want you filing bankruptcy and having your wages garnished; that is why they do credit checks.

That makes no sense. - Huh?

[ In Reply To ..]
Your employer cannot control who garnishes your wages. The IRS, state, etc. can garnish your wages at any time for unpaid taxes, child support, etc.

Likewise, your employer doesn't care if your wages are garnished or not. All they do is obey the order.

Try again. There is some other reason for these credit checks besides potential future wage garnishments.

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