A community of 30,000 US Transcriptionist serving Medical Transcription Industry

family insurance coverage - terry

Posted: Nov 07, 2014

Someone posted a message about a week ago that they were a single parent and could not afford the price of family coverage. Well, I am in the same boat. Family coverage with Nuance and most insurance companies I have checked out will cost me around 450.00 per month for just me and my son. But, I don't have to carry him under the same policy. If I take BCBSMA through Nuance and insure him under BCBSNC he is only 100.00 a month saving me around 250.00 dollars and month. I hope this helps anyone struggling with insurance costs.

Did you also check with your state to see if your child sm - acuteMLS

[ In Reply To ..]
can be covered by a state plan based on your income (it's like Medicaid for kids). There would be no premium and almost nothing out of pocket for medical and dental care. Please check before you purchase a policy. It'll be on your state's web site where Medicaid and food stamps are located.

If you are in NC it's called Health Choice for Children sm - acuteMLS

[ In Reply To ..]
and it's for people who make too much for Medicaid but too little to get employer or private insurance.

http://www.ncdhhs.gov/dma/healthchoice/index.htm

Stay with Nuance a few months and you will qualify for all kinds of - public assistance!

[ In Reply To ..]
We are the official face of America's working poor.

This should be illegal. - sm

[ In Reply To ..]
Working a full-time job in a SKILLED PROFESSION and needing public assistance. I just can't believe, yet I am living it, too.

We are the working poor - terry

[ In Reply To ..]
This is where I'm at. I did very, very well at a local hospital for 14 years (30.00 an hour), bought my own house, adopted my son and then we were all laid off due to lack of work. I was getting government assistance, but when I was getting the production bonus it knocked me out of many services and I don't get that anymore, so I am in a pickle. I need to find a financial wizard to figure out how low to keep my line count to where I qualify for government services and not have to type it out. Poverty is better than the working poor class.

Similar Messages:

Oct 17, 2009

Does anyone know anything about E&O insurance coverage for IC MTs and if it will be required by government in the year 2010? A recruiter told me this morning that her company would require this coverage since the U.S. government will require ICs to have this coverage in February of 2010. Did I understand her correctly? If so, does anyone have any idea how much this would cost? ...

Jul 23, 2010

Sorry if this topic has been covered before, but I haven't been able to find a thread about it. If the health care reform means more Americans will be insured, then more Americans will be using doctor and hospital services, and there will be that much more transcription to do. Do you think this is right? Shouldn't there be a much bigger volume of transcription to be done, starting in a few years? ...

Mar 12, 2014

Already checked with benefits and was told the paycheck covers the prior 2 weeks for insurance coverage. If I quit does anyone know if my benefits are immediately stopped or if the company will finish out the month for insurance (or do I have to time it to allow $200 in pay for health, eyes, and dental to pay for the rest of the month)? Really tired of this job and would like to quit by mid-April but before the 4/18 paycheck (which would cover 3/30 to 4/12) and the paycheck for the w ...

Jan 24, 2010

My new job has told me I am now eligible for insurance. However, it is 227.00 per paycheck. My last job in May, I paid 58.00 per paycheck. Am wondering if they are charging me due to past diagnosis of early stage cancer or if this is what everyone is paying these days. Thank you. ...

Aug 29, 2012

If you have the Critical Accident, Cancer, Short Term Disability, etc through Alpha Staff, it is ending August 31, I was told by a phone call to Alpha today. Have not heard anything from Colonial yet regarding a new policy. Just to let anyone know who cares. ...

Mar 10, 2014

If you would not mind sharing, I would please like to ask what type of insurance coverage you have for mental health, such as seeing a psychologist/therapist. I live in Missouri and work in an office. My son sees a therapist while away at school for depression and my insurance here will pay 80% - after a $650 deductible. If you would not mind to share, I am interested in knowing if others have a similar insurance plan. They say that mental health is not "healthcare," ...

Feb 10, 2012

When I worked in-house at a local hospital until a couple of years ago, I was able to get health, dental, prescription plan, life, etc., insurance for my whole family (90%/10%) for only $250 a month. The hospital paid the other half of the premium. Unfortunately our nice little community hospital got bought out by a nationwide hospital corporation which had a preexisting contract with a national transcription company. At first I was just like, well, here we go, I guess I'l ...

Dec 06, 2010

nm ...

Jan 20, 2010

Just looking for a range here if you don't mind. Also, are they strict with their schedules? ...

Apr 27, 2010

Will someone who partakes of the medical benefits tell me how they are with Medquist? About how much individual coverage is per month and, in particular, how is the prescription coverage? I appreciate any information! ...

Nov 25, 2013

I can't get the stupid thing to submit. It would be so much easier if there was just a button that says "Continue current coverage" I'm done, have to work, cant deal with this crap ...

Mar 03, 2015

A week or 2 back someone asked what the HDS/SHDA coverage was during the night in reply to a post about coverage during the daytime. if still curious here are the approximate numbers from midnight. ILP workers: 1500 US workers: 186 From that last post, during the day it was: ILP workers: 1095 US workers: 837 ...

Oct 17, 2009

x ...

Dec 14, 2009

I've been in this business for 30 years, but am under employed at the moment and am starting to get bored to tears with having so little work to do. But, it seems that all of the ads that I see are looking for full time transcriptionists. Surely there must be some companies or MTSOs somewhere who would need an MT to help with part time or per diem work, to help with vacation coverage or maybe for temporary work just to help clear up an occasional back log and such. But, d ...

Dec 20, 2009

Insulin dose to be continued as his usual level with __s/l *bcbgm*___ coverage at home. ...

Jan 17, 2011

Hi, I'm a bit frustrated right now as MQ Central -Departments-Human Resources - Benefits must be down! Are there any FT employees who can tell me if MQ benefits are decent? Thanks for any info. I have sent several emails and I figured I'd probably get a response faster here first (lol)! ...

Apr 22, 2011

I'm not very knowledgable on this healthcare stuff, but is it legal for them to offer only ONE option for health coverage? Going up 60 bucks a month for me plus deductible going from 750 to 3000???? This is crazy! ...

Nov 12, 2012

They both seem to have exactly the same coverage, same deductible, etc. I can't figure out the difference between the two plans. ...

Apr 24, 2013

I need to have my medical info in print, such as the ins and outs of my short term and long term disability and what the BCBS will pay and not pay. Does anyone know where I can down load these at? I know, dumb question, but I just cannot remember! Any help would be appreciated! ...

May 01, 2010

After being at a company with no work and little respect for the MT, I decided to quit and find another job. I have been testing great,passing the on-line tests easily,and getting interest, and job offers. My only problem is that all the jobs offered to me are for the afternoon shift. Please do not get me wrong, I will work afternoon shift if my kids do not have food on the table, but I would rather have my afternoons, evenings free to spend time with my kids after they are gon ...

May 26, 2010

I have put in a request for time off and have been told that I need to find coverage for that day. I am a subcontractor. Is this normal? ...

Apr 24, 2013

If I go to work for Nuance and get Blcross/blshield through Mass. how does that work if I live in another state? It's hard enough to find providers for my current BB insurance in my state living in a small town, usually have to travel to a larger city. Will I use and pay for out of netwok providers? I went to their website specific URL for Nuance but wanted me to log in. Thanks. ...

Feb 27, 2010

Now I have another one: first or 1st? First metatarsal, or 1st metatarsal First rib, or 1st rib When should you use first and when should you use 1st? Thanks family! ...

Mar 29, 2010

I was all set to just quit MQ this past weekend, I had just had enough, even though I don't have another job yet, but am finishing my courses, which I am almost done with. But my husband got upset about being the only breadwinner and dipping into the savings. I can't get him to understand what I have to go through. I keep hoping they will just fire me or lay me off so I can get unemployment, but so far nothing, even though I'm certainly not turning in the work I ...

Sep 10, 2010

Does MQ offer bereavement pay? I don't have any PTO time left, but have to attend a funeral out of town. (another expense I cannot afford...) ...

Apr 30, 2011

I have been doing transcription for about 7 years now, but almost all of that has been doing family practice work in SOAP note fashion. When I first graduated I briefly did some work doing OP, H&P, discharges, et cetera. I only did that for a short time and then started working at my current job. I have been with this small MTSO for 6 years doing family practice. I also did some letters and SOAP notes for peds endo for a while while doing the family practice. Anyway, over the las ...

Mar 23, 2012

It's hard enough to get my lines in. I tell my family I'm on the clock, I have to work, but they just don't pay any attention. If they are here, they walk right in, sit down and start talking, even though they can see my fingers poised over the keyboard and my headphones on. If they are not here, they call, and then they have to repeat everything three times. I know I could clock out but I can't just abandon a job I'm in the middle of so even if I ...

Oct 20, 2011

Thanks ...

Apr 18, 2010

Be sure you have enough work hours every 12 months to get family medical leave if you need it. You will need to have 1250 hours for the past 12 months. If you work the 24-hour work week, you will have 1248 hours, missing two hours. While Medquist of course has the discretion of giving you family medical leave even with the 1248 hours, they are not required to do that. Then you will either have to let your relatives who need your help manage without you or lose your job. At your CCM&# ...

May 11, 2010

I just had an idiot dictating with what sounded like his whole family in the background, foreground, everyground. Two young girls talking and giggling and then saying goodbye to each other. Daughter talking to mother. Some kind of beeping noise like a piece of heavy equipment backing up....beep, beep, beep, beep. Dictator just yapping away. How inconsiderate!!!! Okay, I'm done. ...