A community of 30,000 US Transcriptionist serving Medical Transcription Industry

MModal and insurance - noname

Posted: Apr 29, 2012

I'm on single insurance and up until now have never used up the $500- definity HRA yearly amount. I just got some mildly abnormal blood counts, and my Dr is requesting some expensive tests. Do you think if MModal suspects you might be developing an expensive medical condition they might terminate you? Does anyone who requires more than routine medial care still work for them? Nothing they do would surprise me, and all it takes are failed audits to get rid of you. I'm tempted not to have any tests done. Any opinions.

Have the tests done. If you are valued MT, nothing will happen. - nm

[ In Reply To ..]
nm

how do you know if you are valued or not - curious

[ In Reply To ..]
I dont feel valued, and no one has ever told me I am valued. Do I have to come out and ask?

I KNOW I'm not valued! But I double-dare anyone to - fire me for a medical condition! N/m

[ In Reply To ..]

I'd have the tests - LeavingMT

[ In Reply To ..]
They CANNOT find out what you are having done and wrongful termination would be pretty easy to prove I would think if they did.

IMO, all MModal MTs are likely wrongfully terminated. - noname

[ In Reply To ..]
They can do what they want with you. Especially via those audits. If they want you, they make sure you pass. If they don't, you don't. I may wait to see how PO'd my doc gets if I don't have it done by my next visit in 2 weeks.

It sure stinks how this company makes a lot of us - Kiki

[ In Reply To ..]
feel afraid to have (possibly) necessary tests for fear of getting the boot. Makes me sick actually.

However, I think you should talk to your doctor about your concerns. Maybe there is an alternative? I don't think you should neglect your health.

I don't think the way the insurance works that MModal would end up paying that much for you anyway. You'd prob be the one paying the lion's share of those expensive tests, so that might be your concern rather than whether they may try to get rid of you. And like the other poster said, you could likely prove they fired you for that reason.....just saying.......

medical bills - mt

[ In Reply To ..]
I don't think your medical bills would have any effect at all on MModal but maybe I don't understand how the system works.

I have to use the insurance a lot due to lupus and - mtms

[ In Reply To ..]
sjogren's and they don't do anything. I use up my deductible every year so don't worry. If they have a problem with the insurance, they just change the benefits on it. It started out really good at $500 deductible and great copays, and 10% was our part, then it has gone up every year since then.

For God's sake take care of your health and - sm

[ In Reply To ..]
stop worrying about MModal...Geez!

Legally they cant touch you - see msg

[ In Reply To ..]
I dont have their insurance...but legally they cant touch you,,,you could sue the crap out of them...there is a law that covers you for x amt of time off for medical conditions and they have to take you back...Im not sure of the amout of time check though..Keystrokes, where I used to work, didnt flinch when I took a month off after my disk fusion. The heck with them get the tests and make sure your ok!!!!!

Lab work - Anonymous

[ In Reply To ..]
Lab work is expensive. A CBC, chem panel and a few other basic tests can run into the hundreds of dollars. You have the right to see a doctor, it doesn't necessarily mean you're developing an "expensive medical condition." Medquist can't access your health records without your permission so they'd have no way of knowing what you're being tested for unless you tell them. If they try to terminate you for health reasons, attorneys will be lined up around the block to take your case, and rightfully so. Please don't neglect your health, get the lab work done.

Similar Messages:

May 31, 2012

it starts July 1st, is there a waiting period before you can start using it? Like, can you go get a Pap or mammo that first week & it be covered or do you have to wait 30 days or something? ...

Nov 15, 2012

As an employee of MModal, is there anywhere I can go look at what our insurance covers and how much it is a month? I have always been part time with no insurance here but I may have to go full-time with insurance benefits. I really need to know if I change status to full time then how long will it be before my insurance would kick in and start paying for medical costs? Also, how much a month and what are co-pays. Where on MModal site can I find this information? Thanks so much! ...

Nov 13, 2012

Does MModal have copay insurance or do appointments go towards your deductible? ...

Mar 18, 2013

I am new to MModal. I was excited about the price of our insurance until I learned that every single doctor/specialist that my family sees does not take the insurance. My physician of 20+ years, my 2 daughter's physician, my daughter's counselor, and 2 of my daughter's specialists do not take the insurance. I have NO desire to switch all this around to physicians that do participate. I would rather pay an extra 100.00 a month for an insurance that they all do participate with ...

Jan 08, 2014

Our previous coverage with United Healthcare did not cover any kind of weight loss surgery. Does anybody know if Cigna does, such as a lap band? ...

Nov 12, 2012

Unbelievable. They get free insurance for themselves AND their families until the age of 80? Check it out, you'll be shocked. Hope you 300 chosen few bombard the town meeting with questions about why India employees get treated so much better than we do. Why can't MModal care about it's employees in the United States? It's shameful, they should be ashamed of themselves. But then again, anything to make a buck, right? Not that they pas ...

May 31, 2013

I am working 2 jobs right now. I am making a lot more with my second job and would like to just be able to concentrate on that one but the problem is that it is an IC position. My new job has advised me that they will always have plenty of work to keep me busy and we are actually about 4 days behind on dictation so I'm not worried about that. I'm also next in line for when a position opens up within the hospital to be hired in. I need to be able to plan accordingly as far as findin ...

Jul 03, 2012

What a crock!! My old insurance covered contraceptives for women. On UHC's page, it says the new law requires they cover women's contraceptives August 1st. You'd think they'd do it anyway because birth control is a heck of a lot cheaper than obstetrical care... Ticks me off. ...

Apr 15, 2010

and family member wishes to join later, can I enroll at any time or must it be during "official" enrollment period? Thank you. ...

Jan 13, 2011

Has anybody received their insurance cards yet? ...

Jan 24, 2011

What do other LMers think of what is happening with our insurance? I am the head of our household and am worried. What do we do when COBRA runs out? ...

Oct 17, 2013

Hmmmmmm, should I go with Nuance insurance or Obama's "marketplace" insurance - that is the question. I'll be broke either way. ...

Dec 30, 2009

Just curious if anyone currently working at TT has received their new insurance info in the mail? Yes, I've contacted HR but I never get a response. Thx ...

May 17, 2011

I don't know if yall know this, but I found out during the process of appealing an insurance claim that MedQuist is self-insured. They set our rates and our benefits and pay all our claims, United Healthcare just administers the fund! Kind of explains why things got so sh***y so fast, it's because MedQuist is calling the shots ...

Jul 12, 2011

Just wondering, MQ says that there insurance is second to none. So, how good is their insurance and how expensive? TIA Looking for love in all the wrong places, apparently. ...

Oct 02, 2011

Do we have to wait 90 days just like when hired on at a new job? I don't understand how this is fair considering I didn't ask for a change. ...

Feb 16, 2012

I have had to use this insurance several times for MRIs. This insurance pays for NOTHING. I sure hope with the switch in suits and the new name change we can get a cheaper deductible when the benefits package comes up again in June. This is just horrible! This is eating up my paycheck fast. ...

Mar 13, 2012

Did anyone else's insurance go up on LTD and STD insurance rate on the last paycheck. These insurance companies are nickel, diming and $100 their way thru our pay. ...

Apr 06, 2012

message deleted ...

Nov 07, 2012

I just went over the NEW (using the term loosely) insurance for January.. wow.. there is not much change to mention. Well, except that smokers will have to pay more. We will still have to pay (single) 2500.00 out of pocket before they will even pay the 75% (my heart goes out to those with families!). I dont know about the rest of you, but that just dooms me to no benefits to speak of or else to just owe out the wazooo. I had been told by my physician that I had ...

May 02, 2013

I just read the insurance thread and one of you mentioned having no Rx coverage. Go to www.goodrx.com I've gotten deals there that are far better than what I was getting through my insurance (current plan does not include Rx coverage). For instance, my BP medication was $95 cash, $50 insurance, and $33 through GoodRx. ...

Aug 01, 2014

How much is the premium for health insurance for individual with Nuance? ...

Jan 18, 2015

Did anyone get the insurance through LM or did all that fall through? No one ever contacted me about it. Just curious. ...

May 01, 2015

Was anyone able to find an answer regarding AP's insurance? ...

Oct 14, 2009

Hey folks. Does anyone know of a group health insurance coverage I can get even with preexisting issues? My company doesn't offer it. I've thought of switching companies but all the other ones sound so awful. Any advice would be greatly appreciated. ...

Oct 17, 2009

Does anyone know anything about E&O insurance coverage for IC MTs and if it will be required by government in the year 2010? A recruiter told me this morning that her company would require this coverage since the U.S. government will require ICs to have this coverage in February of 2010. Did I understand her correctly? If so, does anyone have any idea how much this would cost? ...

Oct 18, 2009

i had a job interview with Transportal's recruiter this past week and one of the things she mentioned is the fact that they will require ICs to purchase Errors and Omissions insurance. She said that by February 2010 the government would be requiring all IC medical transcriptionists to have this coverage. Have they told their current employees/ICs about this and, if so, does anyone have any idea what it costs? It sounds like a good company and the job offer is definit ...

Apr 12, 2010

Any ICs out there that have been told they have to carry "liability insurance" that also covers HIPPA breaches? I feel this job is costing me more money than I can make anymore. Plus, they tell me when I can and can't take off, when I have to work, etc. and even call me on weekends when TAT is running out and I'm off. Of course when I do take off, I don't get paid and am told I have to make the time up. What the heck? Anway, back on subject, anybody have the insurance an ...

Oct 21, 2010

I am considering becoming self employed (after a fashion) as an IC. I have gone onto www.healthcare.gov and gone through the steps they advise when you want to take out private insurance. Holy cow, the insurance plans offered varied in premium cost from $600 to $4000 per month for a family of 4, but the thing that got me was two items: Maximum out of pocket for individual: 0$. Annual deductible for individual: 0$. Woohoo. This just seems too good to be true.&n ...

Nov 09, 2010

Does anyone know if my employer can force me to buy the company-sponsored insurance? I can't afford it any longer, so I want to drop it for the upcoming enrollment. Last year, there was a sheet that stated something like this: Opt out only with proof of coverage elsewhere and attach a copy of insurance card. ...