If we get new insurance through MModal and

I'm on single insurance and up until now have never used up the $500- definity HRA yearly amount. I just got some mildly abnormal blood counts, and my Dr is requesting some expensive tests. Do you think if MModal suspects you might be developing an expensive medical condition they might terminate you? Does anyone who requires more than routine medial care still work for them? Nothing they do would surprise me, and all it takes are failed ...

As an employee of MModal, is there anywhere I can go look at what our insurance covers and how much it is a month? I have always been part time with no insurance here but I may have to go full-time with insurance benefits. I really need to know if I change status to full time then how long will it be before my insurance would kick in and start paying for medical costs? Also, how much a month and what are co-pays. Where on MModal site can I find this information? Thanks so much! ...

Does MModal have copay insurance or do appointments go towards your deductible? ...

I am new to MModal. I was excited about the price of our insurance until I learned that every single doctor/specialist that my family sees does not take the insurance. My physician of 20+ years, my 2 daughter's physician, my daughter's counselor, and 2 of my daughter's specialists do not take the insurance. I have NO desire to switch all this around to physicians that do participate. I would rather pay an extra 100.00 a month for an insurance that they all do participate with ...

Our previous coverage with United Healthcare did not cover any kind of weight loss surgery. Does anybody know if Cigna does, such as a lap band? ...

Unbelievable. They get free insurance for themselves AND their families until the age of 80? Check it out, you'll be shocked. Hope you 300 chosen few bombard the town meeting with questions about why India employees get treated so much better than we do. Why can't MModal care about it's employees in the United States? It's shameful, they should be ashamed of themselves. But then again, anything to make a buck, right? Not that they pas ...

I am working 2 jobs right now. I am making a lot more with my second job and would like to just be able to concentrate on that one but the problem is that it is an IC position. My new job has advised me that they will always have plenty of work to keep me busy and we are actually about 4 days behind on dictation so I'm not worried about that. I'm also next in line for when a position opens up within the hospital to be hired in. I need to be able to plan accordingly as far as findin ...

What a crock!! My old insurance covered contraceptives for women. On UHC's page, it says the new law requires they cover women's contraceptives August 1st. You'd think they'd do it anyway because birth control is a heck of a lot cheaper than obstetrical care... Ticks me off. ...

and family member wishes to join later, can I enroll at any time or must it be during "official" enrollment period? Thank you. ...

Has anybody received their insurance cards yet? ...

What do other LMers think of what is happening with our insurance? I am the head of our household and am worried. What do we do when COBRA runs out? ...

Hmmmmmm, should I go with Nuance insurance or Obama's "marketplace" insurance - that is the question. I'll be broke either way. ...

Just curious if anyone currently working at TT has received their new insurance info in the mail? Yes, I've contacted HR but I never get a response. Thx ...

I don't know if yall know this, but I found out during the process of appealing an insurance claim that MedQuist is self-insured. They set our rates and our benefits and pay all our claims, United Healthcare just administers the fund! Kind of explains why things got so sh***y so fast, it's because MedQuist is calling the shots ...

Just wondering, MQ says that there insurance is second to none. So, how good is their insurance and how expensive? TIA Looking for love in all the wrong places, apparently. ...

Do we have to wait 90 days just like when hired on at a new job? I don't understand how this is fair considering I didn't ask for a change. ...

I have had to use this insurance several times for MRIs. This insurance pays for NOTHING. I sure hope with the switch in suits and the new name change we can get a cheaper deductible when the benefits package comes up again in June. This is just horrible! This is eating up my paycheck fast. ...

Did anyone else's insurance go up on LTD and STD insurance rate on the last paycheck. These insurance companies are nickel, diming and $100 their way thru our pay. ...

I just went over the NEW (using the term loosely) insurance for January.. wow.. there is not much change to mention. Well, except that smokers will have to pay more. We will still have to pay (single) 2500.00 out of pocket before they will even pay the 75% (my heart goes out to those with families!). I dont know about the rest of you, but that just dooms me to no benefits to speak of or else to just owe out the wazooo. I had been told by my physician that I had ...

I just read the insurance thread and one of you mentioned having no Rx coverage. Go to www.goodrx.com I've gotten deals there that are far better than what I was getting through my insurance (current plan does not include Rx coverage). For instance, my BP medication was $95 cash, $50 insurance, and $33 through GoodRx. ...

How much is the premium for health insurance for individual with Nuance? ...

Did anyone get the insurance through LM or did all that fall through? No one ever contacted me about it. Just curious. ...

Was anyone able to find an answer regarding AP's insurance? ...

Hey folks. Does anyone know of a group health insurance coverage I can get even with preexisting issues? My company doesn't offer it. I've thought of switching companies but all the other ones sound so awful. Any advice would be greatly appreciated. ...

Does anyone know anything about E&O insurance coverage for IC MTs and if it will be required by government in the year 2010? A recruiter told me this morning that her company would require this coverage since the U.S. government will require ICs to have this coverage in February of 2010. Did I understand her correctly? If so, does anyone have any idea how much this would cost? ...

i had a job interview with Transportal's recruiter this past week and one of the things she mentioned is the fact that they will require ICs to purchase Errors and Omissions insurance. She said that by February 2010 the government would be requiring all IC medical transcriptionists to have this coverage. Have they told their current employees/ICs about this and, if so, does anyone have any idea what it costs? It sounds like a good company and the job offer is definit ...

Any ICs out there that have been told they have to carry "liability insurance" that also covers HIPPA breaches? I feel this job is costing me more money than I can make anymore. Plus, they tell me when I can and can't take off, when I have to work, etc. and even call me on weekends when TAT is running out and I'm off. Of course when I do take off, I don't get paid and am told I have to make the time up. What the heck? Anway, back on subject, anybody have the insurance an ...

I am considering becoming self employed (after a fashion) as an IC. I have gone onto www.healthcare.gov and gone through the steps they advise when you want to take out private insurance. Holy cow, the insurance plans offered varied in premium cost from $600 to $4000 per month for a family of 4, but the thing that got me was two items: Maximum out of pocket for individual: 0$. Annual deductible for individual: 0$. Woohoo. This just seems too good to be true.&n ...

Does anyone know if my employer can force me to buy the company-sponsored insurance? I can't afford it any longer, so I want to drop it for the upcoming enrollment. Last year, there was a sheet that stated something like this: Opt out only with proof of coverage elsewhere and attach a copy of insurance card. ...

If we get new insurance through MModal and - sm

It is effective July 1. Don't have to wait to use it unless. smg - Fossil

I've been here a while, but haven't had insurance in a few years. - nm OP

There was no break in the plan. - Assuming you had one...otherwise, you hae to wait.

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