A community of 30,000 US Transcriptionist serving Medical Transcription Industry

MModal ?? - Desperate

Posted: Jun 26, 2013

How long after being hired to get health insurance?

I am currently with Nuance, my ex, who provides health insurance for our son just got laid off and lost health insurance. Our son has antiphospholipid syndrome., he is chronically on Coumadin, and he cannot go without health insurance. I cannot afford $735 a month to cover him and myself working at Nuance.

Thanks

it's not right away - 3? 6 months?

[ In Reply To ..]
it's either 3 or 6 months. I urge you to consider Medicaid for your child.

Wow really! - Desperate

[ In Reply To ..]
Obviously not the answer I wanted to hear....

Thanks for the recommendation on Medicaid though, I hadn't gotten that far in my considerations yet.

I think 90 days is standard with most companies - Former JLG MT

[ In Reply To ..]
x

Thanks : ) - Calmer now

[ In Reply To ..]
I found an individual minor plan with Blue Cross of California that looks like it will work, half the price of Nuance. Between loosing child support and having the added expense of health insurance, I may need to take a second job, but at least he'll have insurance. : )

medication Coumadin - fireflydancing

[ In Reply To ..]
Call the pharmaceutical company where the Coumadin is distributed from and tell them your situation. You may be able to get the Coumadin free. It is worth a try.

Thank you - Desperate

[ In Reply To ..]
We had him in a free Lovenox program for a couple of years, but the program was canceled, and he was tired of the twice a day shots by then (poor kid). Coumadin isn't that expensive but the twice monthly INR checks and specialist visits are, Hematologist, Rheumatologist, Neurologist, that's where it adds up.

I'm still trying to decide if I should give MModal a go. I could get the individual insurance for a few months and then put him on with me at MModal.

I'm hesitant to make the switch from Nuance because my accounts are good (no offshore) and there is plenty of work and OT. Sigh... it is a very tough business these days.

If it's 6 months until you're covered - bear in mind

[ In Reply To ..]
That -- depending, I gather, on what state you live in -- at the beginning of 2014, the Affordable Care Act will go into effect. You can estimate your cost at: http://kff.org/interactive/subsidy-calculator/

Worth considering, given that you've lucked into a decent account at Nuance. No telling what cards you'd be dealt at the other Big Bad.

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