A community of 30,000 US Transcriptionist serving Medical Transcription Industry


Canceling Insurance - Jasper


Posted: May 22, 2014

Howdy,

My friend said the craziest thing today, that the MT company they were working for did not allow her to cancel her dental and short-term insurance at any time, it was not a qualifying event.

Am I on planet Mars? I understand adding or changing is an issue, open enrollment and all that, but not being able to cancell? Please, someone tell me I am not nutty!

Dental through Nuance... - Cannot cancel.

[ In Reply To ..]
I reached my coverage limit after having 2 old crowns replaced. I tried to cancel my dental insurance after that, but could not. That's how the insurance companies make their money. My dentist actually told me it might be better to have no insurance because most dentists give "cash discounts" to patients without insurance. Something to definitely consider for 2015.

Insurance CANNOT cancel - Jasper

[ In Reply To ..]
Thanks, and I understand. I also understand paying for 12 months before you get half off your major work, totally fine with that. But, what if I have never used it, or just a simple cleaning, and half the time is up until 12 months? I cannot afford anymore. Thx

I think it has to be a "qualifying event," - but check with ins co.

[ In Reply To ..]
I hope this helps.


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