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MQ full-time benefits - MTmom

Posted: Nov 10, 2011

Can anyone tell me how much insurance costs for family through MQ, thinking about going FT, but bennies are important...thanks in advance.

An arm, a leg, and your firstborn male. - Insurance coverage

[ In Reply To ..]
and the insurance then won't even cover the removal of said arm and leg.

Seriously, it is ridiculously high considering the coverage you'll get. Anybody can correct me if I'm wrong as I'm going by memory, but for my son and I it was $180 or 190 per payperiod and I think the deductible is $3000 for each of us, and after that they covered 80/20 on everything even routine, and maximum out of pocket was stupidly high also, but I can't remember. Someone else may have more accurate info. I actually dropped it when the costs went up. I went to the UHC website (same company MQ uses) and found a private package that was $100 cheaper a month and they pay $100 after the deductible.

I suggest looking around for private insurance instead of going through MQ.

meant to say 100% not $100 - nm

[ In Reply To ..]
xx

MQ insurance not worth it - ae

[ In Reply To ..]
For one person, it is $160.00/month, I dont know how much for a family but the coverage is really only for catastrophic things, as all the insurance is is a HSA (health savings account). MQ puts $500.00 into your account/year and that is it, you have to contribute the rest per paycheck, before taxes. It is $3000.00 deductible for one person/year and after that they only pay 70% of the bill. You do, however, get a free yearly physical, mammo and Pap smear. With my medical conditions, the $500.00 was wiped out with one doctor visit and lab studies. So now I have to pay for all appts, lab, medications and in my neck of the woods, most doctors ONLY take patients with insurance. I no longer can go to my doctor as she only accepts insurance.

Yes, 70/30, not 80/20, my mistake above - Insurance coverage

[ In Reply To ..]
I forgot they dropped that too.

better to get private insurance - another MT

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MQ this year went to just one choice of insurance and it is catastrophic both in coverage and in price. I believe it was over $400 per check for family with a $6000 deductible and $30,000 out of pocket maximum. Truly the sign of a company who is required by law to provide insurance but finding the cheapest, worst possible plan they could find and waiting for Obamacare to kick in. You are much better off searching the private insurance companies, I know several MTs went that route and found the same plan for at least half of what MQ was charging!

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