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I was checking mail last night after work and one was from "one of the home shopping sites." I went to their website and noticed that they have laptops with Windows 7 on them that you can buy over several payments. Not sure about desktops, because I have used a laptop for years and my current laptop has Windows 7. Also, many of these and that might be pretty much everywhere, come installed with Home Premium (I know mine did), that does cause "problems down the road," as far as updates etc., are concerned. The Microsoft techs were able to upgrade mine and they did it for nothing. Just some things to think about if you are "shopping" for a newer computer. I noticed on the one website, that one of the computers was broken down into 3 or more payments, and depending on the bells and whistles about $150 a month or so, so worth checking into.