2. Hardest Hit program in your state. This is a federally funded program that, if you qualify, pays your mortgage for 12 months and catches up any arrears.
I just finished 12 months on the Hardest Hit program. It was a lifesaver for the last year. Sadly, my income has not gotten any better, but at least I survived the last year.
other help:
Food bank.. sometimes not the most helpful food, but something
Food stamps... hard to qualify, but worth a shot to apply
Electric bill... some have low income assistance with payment.
good luck. the stress and angst is over the top these days in transcription many days
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