A community of 30,000 US Transcriptionist serving Medical Transcription Industry

HR confirmed the insurance thing... - newbiegalMT

Posted: Oct 20, 2010

Ok, the benefits company had told me that as an MT I do not qualify for Choice Plus, I am only eligible for the HRA plan which is quite ***** if you ask me because the website has both plans listed side by side and compared to each other and says NOTHING about how only people in corporate are eligible for the Choice Plus plan. I have worked for MQ for about 4 months and they haven't even gotten me the information for the crap plan yet so I can't even use it. I feel like I was tricked into taking this job with false promises of decent insurance.

The other gals hired with me haven't met their line rates so they haven't had this issue since they're not getting benefits at all but they are going to be upset when they do...

I just don't get it, I mean some older MTs have flat out told me that they have Choice Plus. This is terrible.

INSURANCE - Nature

[ In Reply To ..]
When I was full time, I had the choice plus. I have worked for MQ for over 10 years. I lost all my benefits when I went part time and semi retired. I have no insurance now at age 62. I was taking 6 medications and now take none, but not having so much stress with my job makes a lot of difference.

I was under the impression that there WAS a choice...... - Kiki1

[ In Reply To ..]
I thought I'd hurry and answer your post because it most likely will get removed from the board soon.

I chose HRA because the premiums were lower, less taken out of check, but, of course, less coverage. However, I did go to the doctor yesterday for the first time after this insurance kicked in and didn't even have to pay a copayment. Apparently it comes out of the 500 that MQ puts in your account. Not much, yes, so HRA in my opinion is really only for pretty healthy, younger people. If you go to the doctor often Choice Plus is a better option, and I could have SWORN I had that option. You might want to dig deeper into this.

And YOU might want to dig deeper into this, too. - nm

[ In Reply To ..]
857

Um, I don't NEED to dig deeper....not sure what you mean...... - Kiki1

[ In Reply To ..]
trying to be funny or something?

As you can see from the other posters, they DID have a choice.......

OP DIDNT have choice. You were UNDER IMPRESSION there was a - choice. Not sure? Need to dig deeper. nm

[ In Reply To ..]
56

I have Choice Plus this year. - I was given a choice

[ In Reply To ..]
I'm still a pup (20s) and was able to choose Choice Plus without any issues this year. I even just went to the myUHC website to confirm and I do have it. I've only been working here a few years. I had HRA last year, but switched because I needed more coverage for my son.

Of course, if you just started... - I was given a choice

[ In Reply To ..]
and weren't given a choice, I'm wondering if come next open enrollment, nobody will have the choice anymore, or something more nefarious is planned.

That's What I Think - MT

[ In Reply To ..]
That's what I said when this first came about. Maybe they're not offering it to newbies, and when new enrollment comes around, they won't have it at all. Everybody looked at me like I was from Mars at the time--not that I could see anyone...but I could feel it. ;)

I'm waiting on a call back, gonna get an explanation... - newbiegalmt

[ In Reply To ..]
Honestly after looking at it the HRA is not too bad considering, but I have chronic health issues and would rather have the Choice Plus. I am going to find out why, though. I will be honest and say that I'm not thinking I will stay with MQ beyond one more year anyway so that I'll have my "2 years' experience" that everyone else wants. It's a shame, if they'd offer me the better insurance and a raise I'd stay for good, but they don't seem to mind the high rate of turnover. Oh, well!

Thanks everyone,
Rachel

With MQ 10 years and this is the first year - Confused

[ In Reply To ..]
I have chosen health benefits through them and I had a choice and went with Choice Plus.

get the facts, then report them to the dept of labor - and the state insurance commissioner

[ In Reply To ..]
`.

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