insurance for a short period of time from my employer that also did not meet minimum criteria, which I found out after the fact when I joined, even though they had told us it was a "minimum value plan". According to ACA it absolutely did not qualify. I applied for Medicaid and was accepted. I'd look into that if I were you. Cant hurt, and on a transcriptionist's salary, especially if you have dependents, you most likely will qualify.
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