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Question to AP employees with the health plan - wondering


Posted: Jan 30, 2015

I can't seem to get a straight answer from anyone on this.  Does anyone getting the limited health plan know if the plan satifies the ACA requirements?  eg.  Am I required to buy another plan and am I eligible for subsidies?  I keep getting conflicting answers.  It doesn't help that the help sites say all "employer based coverage" counts.   But It seems like this is an "excepted benefit."  Also, they sent that form that says full time employees have minimum essential coverage but if you look at the plan, the 30-hour employee gets the same coverage as the 24-hour employee.  It doesn't make sense.  

insurance - mt

[ In Reply To ..]
I've gotten the same conflicting answers and have also seen that the coverage cannot have annual limits, which this does. But again, I see that if it's coverage from an employer it does count. I'm not sure where to check to get a straight answer either. I've continued to carry my own insurance privately anyway because the AP insurance was so minimal.

AP insurance waiver - sm

[ In Reply To ..]
In doing research on this, I found where waivers were allowed for limited benefit plans and AP is on the list for companies who applied for a waiver.


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