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Transcend - Health Insurance - MTWonder

Posted: Jun 16, 2011

What company provides health insurance for Transcend- Thanks!

Transcend health insurance - MT there

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Don't know the company, but they will be adding part-time insurance in September if that is helpful.

MT there: I haven't heard of part-time - insurance there SM

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Did you get an email about that?

Transend insurance for part-time is new - MT there

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When DTS merged, we had Transend phone conference and they told us about giving part-time insurance being in the works and I asked by email later and was told it would be available in September 2011. Not sure if the price will be more than for full-time though. Will have to wait and see.

Transcend health insurance - anon

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Aetna.

Transcend - health insurance - MTWonder

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Thank you!

Does anyone know the current cost of insurance? - NewMT

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I was curious if they had decent insurance for individual or family and what the cost is for both. Anyone know? Thinking about applying

My individual premiums are about $70/pp. -nm - TranscendMT

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nm

Any idea what family rates run? - NewMT

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Thanks for any info.

No, sorry. I don't know the family rates. -nm - TranscendMT

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nm

Family rates - heavansfairy

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Family rates are about %300/pp plus a $5000 deduct.

Yikes....I can do better on my own.. - NewMT

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Wow. I am not even really balking at the $600 a month. It's that you pay that and then STILL have to meet a $5000 deductible. Wow..I cannot say that enough. Wow. lol

With changes to healthcare laws this - year I doubt you will find

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an individual plan that is all that much better. The copay is not $5000 per person, it's 2500 with 7500 family max and this is for major medical/hospitalization. It's a pretty decent plan. Copay for office visit is $25 and specialist $35. No referrals are needed. You just go and pay your copay.

There is a $2500 deductible for major medical/hospitalization with $7500 family maximum. There is also prescription coverage that is decent with tier copays.

You do have the option to buy up to the $1000 deductible plan. Office visit copays are the same, just the major/hospitalization deductible changes.

In checking, I think your right. Can you tell me? - OP

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What approximate costs are to "buy up" to get the lower deductible? Thanks.

Depends on who you are covering. - For example

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For individual it's $100 more, emp + spouse extra $200, emp and children extra $175, for a family about $260.

I have the regular plan and it's worked out perfect. If you have kids and office visits, it's simple to use with no forms or referrals to worry about. you just show your card, pay your co-pay and you're done. You don't even need to pick a PCP. You can go to any that are in network and the network is pretty large. I think preventive care is no deductable starting the new benefit period.

With the buyup, I think the other change is the ER copay - it's less at $100.

insurance - Umm

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In my opinion, that deductible is way too much on top of the $600/month premium. Wow. We are lucky we have my husban'd insurance. It is only 400/month for family and $1000 ded. If I had to rely on taking insurance from Transcend, I would definitely be in trouble.

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