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Social Security. HaHa! Tried to apply-absolutely frustrated - fried

Posted: Dec 03, 2009

First, they took almost $300 off me back in the '90s because I didn't pay for a year.Does wages of $37 and payment of $2 to SS count? The following year, it shows no income. Okay, maybe I didn't work that year but I still had 40 credits then. Now, I tried to apply and they want my W2 for 2008 according to the online applications. SS called me today. They show no wages for me in 2005. Send a W2, but they do have 2008 and i don't have to send that. They show less than what I made in 2006. Okay, got those statements ready. Then, DH decides why don't I ask about the $200 they deducted back in the '90s when I still had the 40 credits and could collect $500 a month. Back then, I was told they DEDUCT SS payments if you don't work for 2 years. So, I'm asking again. So far, no call back, but it's the end of the week.

Keep watching and I'll let you all know. According to DH, if I had 40 credits back in the 90s and could collect $500 monthly then, that money should not have disappeared. So, the moral of this story is....MAKE SURE YOU ALL GET A SS STATEMENT EVERY YEAR AND COMPARE WAGES. They had DH as making no wages in the late 90s, which I had gotten straigtened out and they had listed my wages for a year in the late 90s was $14,000 LESS than I earned and paid into. Now I watch every statement for errors. I do think they made an error with my earlier statements that I wasn't smart enough to check into, so I may be getting less SS than I'm entitled to and,so, the fight goes on.

Are you applying for early, full retirement or - disability through social security?

[ In Reply To ..]
Were there any years when you were not working? Seems to me I heard something about if a year or so dropped then something screwy happened about the credits. I am drawing full now, not retired, but did not think that day would ever get here.

Going for early retirement. I think what happened - Fried

[ In Reply To ..]
was I didn't request my statement every year. Then they switched programs(?) or systems around and I got lost in the shuffle.

I put a call into the guy I talked to yesterday and he said he'll get it figured out after he gets my W2s he requested....but now he doesn't want my 2008 W2, just 2005.

I have never thrown any IRS tax forms or W2s away since the 70s, so if I have to take everything to the local office, I will as long as it means a little extra. LOL

Any particular reason for early? - Social security chick

[ In Reply To ..]
Health issues, tired of this work or ?

Reason for early retirement - Fried

[ In Reply To ..]
Been working steadily since age 16 with only 1 year off. I've had health issues with my muscles since my 20s (weakness, pain, and sometimes feel like lead weights, can't lift more than 15 pounds anymore), and work isn't the greatest either.

I plan on continuing to work PT so I don't go nuts or find something else to do that I enjoy.

You don't need a reason for taking early retirement - gourdpainter

[ In Reply To ..]
I weighed the pros and cons and decided I would take early retirement at 62+, 62 years and 8 months I think. I've known too many people who didn't even live to collect benefits at 62. I worked for it, I earned it, I took it. I had planned to continue working too but the MT business got to the point you couldn't pay me enough to get back in it. Soooo I found other things to do that make me happy. Retirement once you get used to it is really a pretty goood and happy thing if you are fortunate to be in good health. Good luck to you and enjoy what you worked so many years to earn!

Now gourdpainter, most people know you do not need - a reason to retire early

[ In Reply To ..]
Just asking, no real reason. Some have health problems and take, fine, some want lots more and wait until full. just up to the client.

I weighed the pros and cons, too and - fried

[ In Reply To ..]
I also had DH weighing in there, too. I decided the life of an MT was not worth the hassle anymore. I gained 10 years on my face (forget asking about my body) over this job. Although stores around here give a senior discount when you're 65, I started receiving it 5 years ago. That's when I started planning. LOL

If I was artistic and could hold my crochet needles long enough, I'd start doing that again. I miss crocheting. I'm not an artist either, or else I'd do something like gourd painting (not really).

My real love is genealogy and it doesn't hurt the bod as much, so I might get back into that, but that's a sporadic (sp) biz.

I applied for a local job today as a legal assistant since I do have 22 years of that. Doubt that I'll get it when they count my years up, but I'm at least trying. In my area, it would probably be minimum wage, but liveable with SS. :-)

It can be frustrating - gourdpainter

[ In Reply To ..]
When I tried to apply on line it said I had to go to my local SS office which I did. They were showing me to have been married something like FIVE times!!! There was a very nice young man who had it straightened out in about 10 minutes. He even went so far as to check to see if my benefits would be more under my own work history or my husband's, can't remember exactly what but our incomes had been about equal. It might be worth an in person visit. Good luck to you!

In person - travelinMT

[ In Reply To ..]
My cousin applied in person and had no problems whatsoever. She made an appt and arrived at the office that day to a whole room full of people. She waited about 10 minutes and they called her in. She too had a woman that was very nice, worked with her to get her the most of what she was entitled to and was done in less than 1/2 hour.

I would try doing it in person instead of online. Seems to be the easiest way to go.

Hate to tell you GP, but they got you mixed up with me - Marrying kind

[ In Reply To ..]
That was me that had been married the 5 times. I hear those wedding bells now..

LOL - gourdpainter

[ In Reply To ..]
Thanks for the chuckle.

HaHa- I would have left it go if it would've been more money for ya! - Fried

[ In Reply To ..]
Not really. But I would have been curious. LOL

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