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Agree With - Freezing/Locking

Posted: Feb 6th, 2019 - 8:07 am In Reply to: Just received a W-2 from a company I've never worked for - nor ever HEARD of

I agree with locking your credit report. This will mean that nobody can take out a loan in your name (including you), but you can unlock it at any time. There is possibly a fee, but you can ask for a freebie and see what they do. They may give you a free year or something while this gets resolved.

Locking is a good idea, anyway, unless you need to take out loans on a regular basis. If there's been a breech at any of the 3 biggies, you would automatically be protected.

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