Home Contact Us

ADVERTISEMENT

If you have a co-pay at the doctor's office - btdt

Posted: Jun 14th, 2016 - 8:08 am In Reply to: I have exhausted every avenue. I am an IC MT, I make too much - money even after I pay my taxes SM

then that is all you pay for that visit, UNLESS your plan doesn't pay for lab work or cardiograms performed at the office visit. Most plans pay 50% of lab costs and some pay 100% if the labs are done in-office. Co-pays are not deductibles. Your doctor will bill insurance, for instance, $280, but will only get your copay ($15, 30, 60?) and whatever contract price s/he agreed to. Your deductible does not come into play here.

If you cancel your insurance, you will pay the full price - $280 - for the office visit. A trip to the ER might cost you $10k, which is what my H was billed for what turned out to be indigestion. Good luck.

ADVERTISEMENT

Post A Reply Reply By Email Options

Use Rich Text Editor with Full Options CLOSE

Edit/Delete Message

Report this message

Complete Discussion Below: (

marks the location of current message within thread)

Is anyone else caught between the rock and the hard place - as far as O-care, to pay or not to pay? sm (Views: 1324, 2016-06-13, 5:10 pm)
- I wish I could get a $48/month - plan (Views: 1317, 2016-06-13, 5:41 pm)
  - That is what the total yearly deductible comes out to if I - figure it each month. The basic plan SM (Views: 946, 2016-06-13, 5:59 pm)
    - Your deductible is $6k but does it - apply-to (Views: 954, 2016-06-13, 6:07 pm)
    - I'd rather go without - fastfingers (Views: 1358, 2016-06-13, 6:56 pm)
      - Unfortunately, we dont take the insurance or have any, - we are penalized a huge sum SM (Views: 918, 2016-06-13, 8:16 pm)
        penalty - InTheKnow (Views: 919, 2016-06-14, 8:53 am)
        I dont get what people fail to understand about this whole post - I dont have money for the Un Affordable Care SM (Views: 832, 2016-06-14, 4:01 pm)
        You will have a deductible no matter - jeezlouise (Views: 858, 2016-06-15, 9:34 pm)
        Health insurance is more than my mortgage. - THAT is messed up!! (Views: 1554, 2016-06-14, 3:08 pm)
        Scam - Backwoods Typist (Views: 1003, 2016-06-15, 2:08 am)
- You don't PAY your deductible - Alana (Views: 1071, 2016-06-13, 6:10 pm)
  - I know that. But if I go to the doctor for anything, THAT is how much - I have to pay for a deductible SM (Views: 1024, 2016-06-13, 6:19 pm)
    - so what is going to happen should you need heart surgery - or something serious (Views: 1282, 2016-06-13, 9:11 pm)
      - Sister, I have thought of every option. I am one of the many - people in this country who are screwed SM (Views: 952, 2016-06-13, 9:14 pm)
        Well I pray that doesnt happen. - no name (Views: 759, 2016-06-13, 9:26 pm)
    - I think you are looking at this wrong... - You are paying 576$ yearly in premiums.. (Views: 976, 2016-06-15, 12:43 pm)
    - one thing you might not have thought of - Insured (Views: 676, 2016-06-22, 7:25 pm)
- 700/month, 8,000 ded times 1 person - in my dreams (Views: 1048, 2016-06-13, 7:05 pm)
- www dot healthcare dot gov - You-might (Views: 1065, 2016-06-13, 8:26 pm)
  - I have exhausted every avenue. I am an IC MT, I make too much - money even after I pay my taxes SM (Views: 1011, 2016-06-13, 9:12 pm)
    - If you have a co-pay at the doctor's office - btdt
- I mentioned this in an earlier post - sm (Views: 1012, 2016-06-14, 6:36 am)
- 40$ A month is super cheap. Go for it. - you never know when something might happen (Views: 994, 2016-06-14, 10:03 pm)
- Going without major medical is like betting in - Las Vegas. (Views: 839, 2016-06-18, 1:55 am)
- I guess out of all these responses, nobody really understood - or read very well to get the point. SM (Views: 807, 2016-06-18, 11:27 am)
  - People get it, but you still don't understand - how deductibles work (Views: 802, 2016-06-18, 8:26 pm)
  - You are the one who doesn't get it. - who cannot afford 48$ a month ... (Views: 775, 2016-06-21, 10:50 am)
    - It's highly likely the OP would not have - pay-towards (Views: 721, 2016-06-21, 3:53 pm)
- What's the problem then? Don't pay - Debra (Views: 851, 2016-06-18, 8:39 pm)
- I'm surprised this thread wasn't moved - to-the-proper-board (Views: 662, 2016-06-21, 3:58 pm)