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Your deductible is $6k but does it - apply-to

Posted: Jun 13th, 2016 - 6:07 pm In Reply to: That is what the total yearly deductible comes out to if I - figure it each month. The basic plan SM

regular office visits? Do you have co-pays? My annual deductible is $1500 and premium is $260 per month. If I wasn't using the exchange, I would be looking at $1600 per month by signing up with my state Blue Cross Blue Shield or another company that does business in my state. My co-pays are $30/60 and the rest is paid by my plan. ER co-pay is $100 and the rest of the ER visit is paid, even diagnostics. Diagnostics performed by my GP are covered, but if a specialist sends me off for tests or if I end up in the hospital, then I would need to pay my deductible.

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Is anyone else caught between the rock and the hard place - as far as O-care, to pay or not to pay? sm (Views: 1305, 2016-06-13, 5:10 pm)
- I wish I could get a $48/month - plan (Views: 1299, 2016-06-13, 5:41 pm)
  - That is what the total yearly deductible comes out to if I - figure it each month. The basic plan SM (Views: 927, 2016-06-13, 5:59 pm)
    - Your deductible is $6k but does it - apply-to
    - I'd rather go without - fastfingers (Views: 1342, 2016-06-13, 6:56 pm)
      - Unfortunately, we dont take the insurance or have any, - we are penalized a huge sum SM (Views: 904, 2016-06-13, 8:16 pm)
        penalty - InTheKnow (Views: 905, 2016-06-14, 8:53 am)
        I dont get what people fail to understand about this whole post - I dont have money for the Un Affordable Care SM (Views: 816, 2016-06-14, 4:01 pm)
        You will have a deductible no matter - jeezlouise (Views: 823, 2016-06-15, 9:34 pm)
        Health insurance is more than my mortgage. - THAT is messed up!! (Views: 1536, 2016-06-14, 3:08 pm)
        Scam - Backwoods Typist (Views: 989, 2016-06-15, 2:08 am)
- You don't PAY your deductible - Alana (Views: 1052, 2016-06-13, 6:10 pm)
  - I know that. But if I go to the doctor for anything, THAT is how much - I have to pay for a deductible SM (Views: 1005, 2016-06-13, 6:19 pm)
    - so what is going to happen should you need heart surgery - or something serious (Views: 1270, 2016-06-13, 9:11 pm)
      - Sister, I have thought of every option. I am one of the many - people in this country who are screwed SM (Views: 935, 2016-06-13, 9:14 pm)
        Well I pray that doesnt happen. - no name (Views: 743, 2016-06-13, 9:26 pm)
    - I think you are looking at this wrong... - You are paying 576$ yearly in premiums.. (Views: 962, 2016-06-15, 12:43 pm)
    - one thing you might not have thought of - Insured (Views: 659, 2016-06-22, 7:25 pm)
- 700/month, 8,000 ded times 1 person - in my dreams (Views: 1032, 2016-06-13, 7:05 pm)
- www dot healthcare dot gov - You-might (Views: 1046, 2016-06-13, 8:26 pm)
  - I have exhausted every avenue. I am an IC MT, I make too much - money even after I pay my taxes SM (Views: 994, 2016-06-13, 9:12 pm)
    - If you have a co-pay at the doctor's office - btdt (Views: 801, 2016-06-14, 8:08 am)
- I mentioned this in an earlier post - sm (Views: 996, 2016-06-14, 6:36 am)
- 40$ A month is super cheap. Go for it. - you never know when something might happen (Views: 980, 2016-06-14, 10:03 pm)
- Going without major medical is like betting in - Las Vegas. (Views: 824, 2016-06-18, 1:55 am)
- I guess out of all these responses, nobody really understood - or read very well to get the point. SM (Views: 794, 2016-06-18, 11:27 am)
  - People get it, but you still don't understand - how deductibles work (Views: 785, 2016-06-18, 8:26 pm)
  - You are the one who doesn't get it. - who cannot afford 48$ a month ... (Views: 758, 2016-06-21, 10:50 am)
    - It's highly likely the OP would not have - pay-towards (Views: 707, 2016-06-21, 3:53 pm)
- What's the problem then? Don't pay - Debra (Views: 834, 2016-06-18, 8:39 pm)
- I'm surprised this thread wasn't moved - to-the-proper-board (Views: 648, 2016-06-21, 3:58 pm)