I just posted a response above in the MS thread. I began to describe a discussion that I had with my daughter last week about the issue of death. I didn't feel it was appropriate to include in the MS thread, so I'm writing it here. This is for people who are basically alone, unmarried, and who have no access to life insurance. Its intent is to help anyone who finds himself/herself in that position.
When I lost my health insurance, I also lost my life insurance, and I certainly can't get life insurance now, which my daughter knows. She mentioned that she just naturally expected that she would be saddled with all the expenses associated with my death. However, I relieved her concerns, I think, whan I explained to her that that isn't going to happen. (I had had shared the below information with her before in a conversation, but apparently she had forgotten it.)
Just in case anyone else out there finds himself/herself with a fatal disease and doesn't have life insurance like me, I've made arrangements with a company called "MedCure" to be a donor once I pass on. This is a company that uses human remains for medical research. They will pay ALL costs associated with removing my remains from my place of death, pay for a few death certificates for my family, cremate my remains and return them to my family (if that is what my family desires). This is ALL done for FREE -- doesn't cost ONE PENNY to anyone -- and I get to feel a sort of personal achievement in the knowledge that I may have helped in the pursuit of curing one or more diseases (since right now, I feel pretty worthless as a human being). They gave me two cards: I keep one in my wallet and the other one in my special "box" with other important papers.
If anyone out there finds himself/herself with no life insurance for whatever reason and cringes at the thought of their family being saddled with burial costs, this may be a suitable alternative for you. (I believe there are other companies out there, as well, that offer the same or similar package; "MedCure" is simply the one I chose.)
I hope this information may be of help to someone.  |
P.S. - Marmann
