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The economy is only going to get worse and so many are facing foreclosures now. I would not give up the house you have for a new larger, more expensive one with only one income, no savings, and the economy in the shape it is in. Learn to save and put some money back and when you can afford to put at least 10% down on the bigger, more expensive house, then start looking. Make it a goal to at least put 10% of every check into savings off the top before the bills and before the wife sees it. No money there is no money spent. I have had to learn to do this recently as I was living like you all are and my kids were draining every penny I got. Now, I move it to savings off the top and learned to say, "I'm broke" as technically I am but I am stock piling it into savings because I may not even be employed tomorrow. No one knows what tomorrow will hold. |
Stay put and remember why you downsized to start with. sm - LMT
