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Okay, what would you do? I have a wife who is on disability and will not be going back to work. At the time she was seriously injured I had a very good job and we were "living the good life". At the same time she got hurt, I lost my very good job and ended up taking a huge paycut when I finally found a job. I am now back at a decent salary but of course, she is not.
Anyway, fast forward to the now - we filed bankruptcy, sold our home and bought a smaller house so that we could have a manageable debt load, start saving money for our future , and still enjoy life in the here and now. However, none of that has happened. If we have $10 left after paying the bills, then that $10 is going to be spent. No savings yet, nothing paid off in advance because we (meaning she) are still "blowing the money" on unnecessary items.
So here is my dilemma - we have the opportunity to take our smaller home and trade it in on a bigger home (along with the bigger mortgage, higher taxes, higher insurance premiums, etc.) and I cannot decide what to do. I really do not want to face that large house payment once again, but at the same time, I figure since we are not saving it anyway, it might as well go into something that might benefit us some day instead of all the unnecessary stuff we are spending it on now.
Can I get some advice (and not get rid of her, that is not an option!)? |
