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Pay off the highest CC debt first, then take the extra money from that payment when it is paid in full and apply to the next highest one, and keep going in that manner, but always make the minimum payments on everything. Most experts say do not by any means take out any type of LOC on your house no matter what because if something happened and you could not make that payment then where would you be? It took time to get in debt and it will take time to get out. Many experts also suggest getting a second job if that is what it takes to pay the debt down. You can do it!!!  |