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IMHO, many people have blinders on. Still buy like crazy, charge everything, drive brand new cars with big monthly payments, have all the toys, new everything and then only pay minimums on their CC payments or miss a house payment or two and think everyone lives that way. People need to learn how to save money, plain and simple. DH and I both work, make just over six figures, have only the house payment, cars paid for (not new ones but don't care to impress anyone with our cars), no CC debt, gas prices aren't hurting us too much and we can still take nice vacations 2-3 times a year. Most people these days live like there is no tomorrow, don't bother to save for retirement, try to keep up with the Jones' and are miserable. We make a nice living, live well within our means and are content. Do we want new things...sure, but we pay cash for what we want. Nothing irks me more than when someone charged to the hilt on credit cards complains that the debt collectors are calling them because they are behind in payments. Most people whould be able to ride out a recession if they had some money in the bank. |
This country is definitely in trouble.... - anonymissy
