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my own gut feeling is to cancel sm
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Posted By: sm on 2008-06-04
In Reply to: I talked to a credit bureau - just me

there's just so much identity theft out there that it's scary to have too much info out there.  i think that is really good advice to save and buy with cash.  i do think it's good to have a credit card for an emergency like the other poster said. 


thanks for your input 



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