While we have a good income, a mortgage, 2 car payments and an RV payment - we have managed to pay off all of our credit card debt and don't really need to be frugal at this point in our lives. But every time I go shopping (mostly at Target and Walmart) I still head for the clearance racks first. I love getting a good deal.
In fact, every time I go shopping my husband knows I can't come home and just show him what I bought, there is always a story first about what a great bargain it was. I told him if we won the lottery I would still shop on the clearance racks! 
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Nothing wrong with being frugal. - T
