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You said - However, it does NOT justify lying, cheating, stealing insurance dollars and benefits just because you don't like it.
What do you call it when someone pays their premiums for years, they are told they are covered, then the insurance company decides they don't have to pay? Sounds like what you just described above. But it happens every day, and its supposedly OK, because its business, I used to do medical billing, outrageous how many claims were denied because the ordering physician didn't do a precert, the insurance company decided it was unneccessary, or some other little loophole. The providers didn't get paid, the patient ended up in collections,,,and IMO the patient was lied to, stolen from, and cheated out of his insurance dollars and benefits.
BTW, I do make my own money. I'm just not too pleased at handing large chunks of it to an insurance company, knowing they will diligently seek reasons to deny a claim, even if I play by all their ever changing rules and memorize my policy. And that includes the entire insurance industry, be it medical, LTD, life, auto, or homeowners insurance.
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So corporate cheating is fine - but wrong for the little guy
