Posted By: but still the rates go up on 2008-04-24
In Reply to: Obviously, you haven't had much experience with insurance. - Risky behavior does get rated!

Maybe you should educate yourself on insurance company profits rising via higher premiums despite more claims being denied due to risk.  The problem is not the supposed risks, its the corporate greed.  No matter how much you pay for insurance, a sizable portion of it goes to salary someone to find (and legislate)loopholes so they won't have to pay anyone's claim.  Go ahead and buy into their propaganda that its other customers causing the problem, not their CEO's new mansion or their profit margin.  Then see how much they appreciate your loyalty next time you file a claim.

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