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If you really want to teach her responsibility, have her make TIMELY payments to you, just as she would if she had to take out a loan (although I wouldn't charge her interest). Have her pay for her own insurance bill and gas, although if she is running errands for you, you could work out a deal for gas--one tank a week for example. If she's too busy to have an outside job, I would come up with some type of home job for her (washing all vehicles, cleaning out the attic, etc.) so that she understands the car comes with a price tag. |