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There was an intial $4.50 charge when I first got the card. They waive the monthly fee if you deposit more than $1000 a month on it which I do because I have my pay check direct deposited to it. The only fees I pay now are ATM fees when withdrawing money. You can reload at Wal-Mart as well, but if you are loading cash, they will charge you a fee. However, it is a payroll check, income tax check, basically any computer generated check (not handwritten) you can load it on your card at Wal-Mart for nothing -- no fees.
I started using the prepaid card through Wal-Mart a year ago or so because I couldn't open a checking account thanks to my ex screwing up a joint account we had when married and never taking care of the negative balance as he agreed. I got tired of always running to the bank to get cash out of my savings account to go to the store and buy groceries, not to mention my bank only allowed 3 withdrawals a quarter from a savings account and then they start charging fees. Getting the prepaid card is awesome. I pay bills with it, use at Wal-Mart and the grocery stores with very little fees. Plus you download a direct deposit form off the green-dot website to give to your employer for direct deposit. It has all the routing info preprinted on it. I've never had a problem. |
I use the Wal-Mart Green-Dot card and love it. SM - RockinMT
