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1. Living paycheck to paycheck: No, never again, will strive the rest of my life to live below my means and put something from every paycheck away for a rainy day. Helps I'm divorced, no kids, no medical problems. My only debt is my mortgage. Have been able to avoid using a credit card, no cable TV for years and don't miss it. Thank God for Aldi, dollar stores and great thrift stores for clothes, furniture and household goods, the fact I can work from home, am within walking/bus distance from nearly all I need and truly don't even need a car right now (am saving to pay cash for the next one). I stockpile canned goods, keep the freezer full and love my own cooking, ha-ha. (My "entertainment" is a good library book or a bootleg/free movie on my PC, a candy bar and pot of my own coffee).
2. Yes, think I could get myself reemployed pretty quickly, if not in 1 payperiod, hopefully within 2. I'm within walking distance of a Manpower and keep an updated resume.
3. Yes, have a 401K, a small annuity (don't want to touch those) and savings to pay my household bills if need be. |
living small and frugal - Cindy M
