With kids it's hard to have a savings account. It seems all my hubs and I do is work, work, and work and then when we do get a vacation, we tend to use what should be in savings for "fun money." I'm sorry but life is way too short.
I have a kid in braces and another one that wears glasses. Copays just went up majorly. We have Aetna, and there are deductibles out the ying-yang. Hope and pray none of us are majorly ill, we'd be done for.
I could find a job very, very fast but I'd probably slave for minimum wage since experience doesn't count in this profession even though they claim you must have 1-3 years before they hire. I have 19 and make the same as someone with 2 years of experience. Go figure!!
Thank goodness for my own accounts to stay afloat and thankfully I am here when the kids get home from school and can grocery shop when it's not busy. I save money by not buying fancy clothes for work but do treat myself to the hair salon (need a little something once in a while).
Don't be ashamed; we have no savings either... Oh well... Hopefully, the kids will get scholarships for college and if not, then I guess we'll just finance that too or they'll have to work their through and appreciate it more in the long run if they have to earn it the hard way like I did. No silver spoon here and no handouts either.
We work hard. No, we would not be hurting if we lost one paycheck, but 2 or 3, most definitely would leave us behind in our bills. |
Don't be ashamed... - see message
