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1. Are you living paycheck-to-paycheck? Defined: Missing one paycheck would seriously harm your basic living (housing, food, utilities or necessary meds/medical care).
2. If you lost your job today, without warning, do you think you could be employed again within 1 payperiod?
3. Do you have an emergency fund in case a loss of job happens?
My answers:
1. Missing 1 paycheck would hurt but I would be okay as my income is "extra", though very needed.
2. Yes, most definitely. I have a fallback job and they would take me back if I asked.
3. Used to, but started putting away $50 a week 3 weeks ago and plan to keep doing so from now on, and only use as needed (i.e. propane bill, housing repairs); and will put any extra windfalls into savings from now on as well.
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