A community of 30,000 US Transcriptionist serving Medical Transcription Industry


Something we workers-at-home need to consider... - Wish I had thought of it 2 years ago


Posted: Jan 21, 2010

when I started telecommuting full time.

It finally penetrated my consciousness a couple of weeks ago that every year, when it came time to renew my auto insurance policy, I used to get a call from a local agent, and we'd go over the policy, making sure there were no changes. One of the questions was always how many miles did I drive to and from work each day, along with the current odometer reading, and the estimated number of miles driven each year.

I haven't gotten one of those calls in years. And for the last 2 years or so, my commute has been about 20 feet, and does not involve starting the car.

So I called the insurance company yesterday. The guy at the other end of the phone was rather astonished that my 5-year-old car has just under 31,000 miles on it.

He made some changes to my policy to reflect my current driving habits, and now I'm going to be paying over $200 less per year for my car insurance.

As I said... I wish I'd thought of this 2 years ago.

So... if you're working at home, and you haven't talked to your car insurance people lately, you might want to give them a call and see if you can save some money because you're not driving as much as you used to.

might work - sm

[ In Reply To ..]
I pay about 56 a month for car insurance, not sure if I can go any lower than that. I will certainly try, thank you!

Yes, it will make a tremendous difference. Also, sm.... - I thought everybody knew that!

[ In Reply To ..]
a higher deductible since being at home decreases your mileage is a smart idea, too! One thing everybody needs to know that you must at least yearly check with other companies and not stay "stuck" with one policy. I've found myself saving bunches of $$ when doing comparisons with other companies!!!

does work - nocode

[ In Reply To ..]
I have shopped around and changed companies 2 times in the last 8 years, getting reduced premiums each time. I'm very happy with my present company for 4 years now (very large nationwide) at $380 per year ($500 deductible for both). It pays to shop around once in a while just to compare.

What a tremendously useful message, Wish I. - Gold star to the forehead for you! :) MissIndigo

[ In Reply To ..]
x

Auto insurance for at-home MTs - Vickie

[ In Reply To ..]
Just wanted to mention: Thought I was getting a good deal at $31 per month ($500 deductible)with former company that I had for years. Then just for the heck of it, talked to Geico and now I pay $16.75 cents per month! (However, this is for a 12-year-old car with full state-required coverage required by law but ''liability'' only due to car's age, and a $500 deductible.)


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